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Insurance

Protect yourself and your family against the unexpected. We offer a full line of insurance products through CUMIS® General Insurance Company.

CUMIS Home & Auto Insurance ... get surprised!

Are you a good driver and responsible homeowner? Our Home and Auto Insurance Program offers exceptional coverage for you as well as a variety of extended coverage options.

Auto insurance protects you if your car is stolen or damaged as the result of an accident. In addition, our auto insurance takes care of expenses if you're involved in an accident including: medical treatment and care, possible legal costs, property damage and lost wages.

Home insurance shelters you from financial loss due to theft, unforeseen events and personal liability that may occur if someone is injured while visiting your home; it can also protect against liability for accidental damage to someone else's property.

By grouping your home and auto insurance together, we can offer you exceptional discounts.

We are committed to the highest standards of integrity and client service and that is why we offer our Claims Guarantee. The intent of this promise of service and commitment to fairness is to ensure that you feel comfortable contacting us when you have a potential claims situation. You can discuss your options and get counseling without fear of consequences if you decide not to proceed.

Benefits of the guarantee include:

24-hour, 7-days-a-week claims service
No premium increases for client-paid claims
Free claims advocacy
Access to our claims appeal process
Preferred repair and replacement contractors with guaranteed service
Free additional advice and expertise for incidents that are not covered

* Some conditions apply. For details, please visit www.cumis.com

For more information, talk to your credit union or call CUMIS at 1.800.810.2847 and speak to a Licensed Insurance Representative.

There are many reasons you decided to become a credit union member. Getting great value when you buy insurance is one of them.

So do yourself a favour – click here for a quote, and…get surprised!

Mortgage Insurance
For your peace of mind, we offer insurance protection against disability, death or even job loss. Ask your Lending Specialist for more information.

Life insurance
This coverage is similar to the disability coverage, but covers you in the case of your death, ensuring your loved ones are not left with your debt.

Disability insurance
If you find yourself injured or seriously ill and unable to work, it can be very difficult to make your loan payments. Disability insurance coverage activates if you’re off work for an extended period of time due to sickness or injury, and will cover your loan payments until you’re better, or until your loan is paid off (certain conditions apply).

Travel insurance
Even precisely planned vacations can be interrupted by delays and emergencies, which can disrupt your itinerary and cost you a lot of money.

Protect your family assets and ensure peace of mind while you travel. With our travel insurance program, your rate is based on where you plan to travel, the duration of your trip and your age.

Details:

Five million dollars coverage on excess hospital, medical and dental expenses
Comprehensive medical support with 24/7 access to emergency assistance, anywhere in the world
Transportation home when medically required and access to a medical professional who can coordinate your medical care
Necessary lab tests, x-rays and prescription drugs
Qualified claims staff to assist you in case of sudden illness or accident
If members travel frequently, the CUMIS Insurance Travel Program has a policy that covers all trips throughout the year
Optional plans include trip interruption, accidental death and dismemberment, and air flight accident insurance
There are no pre-existing condition exclusions if you are under 71 years of age and traveling for 35 days or less, as long as no other exclusions apply

Note: Some products have more underwriting qualifications than others. Call for complete details.

CUMIS Insurance Travel Program is underwritten by Co-operators Life Insurance Company and administered by TIC Travel Insurance Coordinators Ltd. For more information, please visit your branch or call TIC at 1.877.885.2847.

CUMIS is a trademark of CUMIS Insurance Society Inc. and is used under license.