Fitting Your Needs
Solitude - Stratford - Ian Fraser
Chequing Accounts & Plans
Whether you prefer to bank in person at any of our branches, or find that banking electronically suits your busy schedule, one of our chequing accounts or service plans will be just right for you.
First, let’s understand you:
How do you like to bank?
As a YNCU member, you can go to any of our branches for friendly, professional and personal service. Find your closest branch and branch hours here.
- At a bank machine?
Your debit card is accepted worldwide at ATMs displaying Cirrus/Maestro, The Exchange® Network, Acculink and Interac® symbols. As a member of the Exchange® ATM Network, you can use your YNCU debit card at more than 2,000 partner ATMs across Canada without the surcharge. Find an ATM closest to you.
- On the web?
Our Internet banking service provides secure 24/7 access to your personal accounts and bill payment services. With a secure login ID and personal password, you can manage your accounts anywhere you can log onto the Internet. Read more.
- By telephone?
Pick up the phone and do your banking 24/7. Convenient and easy to use, at home or on the road. Learn more.
How many transactions do you make in the average month?
Knowing how many transactions you’ll have in the average month, and what kind (cheques, in-branch, point of sale purchases, automatic payments, etc.), will help us in suggesting the most cost-effective account option for you. You can pay as you go, buy a packaged account with a set number of transactions, or choose an unlimited option.
What’s your goal?
Are you covering bills and purchases, or are you saving for something specific? Are you thinking day-to-day, short-term, or long-term?
Now, what can we do for you?
Our financial service representatives will help you find the right account or plan to help you bank your way!
- Just a few transactions? Our Personal Chequing Account is probably all you need.
- Up to 55 transactions a month? Check out our Gold Medal Chequing Account.
- Power user? The Grand Chequing account with unlimited transactions will help you save!
- Are you over 59, under 18 or a post-secondary student? We have accounts just for you, too!
- If you frequent the US for business or leisure, consider our US Dollar Chequing Account for hassle-free banking in US funds.
Download our full menu of chequing and savings plans to find the one that is right for you!