Informed choices made easy
Pioneer Tower - Kitchener - Kevin Pepper
Take advantage of these free guidebooks to help you make informed decisions. Our guidebooks are available in all of our branches or if you'd prefer, we will mail the guidebooks of your choice - just send us an email to info[at]yncu[dot]com, including your name, mailing address and the title of the booklet and we'll send it directly to you.
Facts about Mortgages
major purchases require planning in order to obtain the best value for
your dollar. The purchase of a new home may be the largest investment
you make in your lifetime. It's important to obtain all the facts
before deciding to purchase a new home. Facts About Mortgages can help
you make well-informed decisions. From tips to remember when buying a
home to advice on applying for a mortgage, this handy booklet will take
you through all the steps required to purchase a home.
The Budget Book
probably the most unpopular word in the financial planning dictionary -
and the most misunderstood! Many people think it means setting tough
spending limits, penny-pinching, doing without ... but a budget isn't a
punishment. Quite the contrary; it helps people to manage their money
better, to reach their financial goals. This booklet tells you how to
budget - sensibly, painlessly and successfully.
The Credit Union Advantage
you walk by one of our branches, or use our online services you might
think we are just like other financial institutions. But here’s the
difference: a local credit union is a financial co-operative, owned by
its members, who are also customers. It is owned and controlled by the
people it serves. Learn more about the Credit Union Advantage in this
Understanding All The Basics
information guide will give you a clear and understandable information
on RRSPs and Retirement Income Options. Written in everyday language,
this booklet answers many of your questions about eligibility,
contributions, types of investment, benefits and advantages, and much
Planning For Your Retirement
Making the most of your retirement years calls for thoughtful planning before retirement day. Financial matters, as well as decisions regarding lifestyle, must be considered to ensure that you make a successful, rather than stressful, transition to retirement. It's never too early to start planning for your retirement. This 28-page booklet will help you through the planning process, guiding you through strategies for saving, types of pension plans, tax considerations and more.
Knowing your Retirement Income Options
You've planned ahead by saving for your retirement, you've taken responsibility for your own financial future, and you're ready to enjoy all the leisure and opportunity available to you. But now there's a major decision to be made: What do you do with your retirement savings? We want you to reap maximum enjoyment from the retirement savings you've accumulated over the years. This 32-page booklet provides you with basic information on the retirement income options currently available. While it won't answer every conceivable question, it will give you enough background to begin choosing the options best suited to your needs.