Insurance:
Protection from the unexpected Victoria Park - Kitchener - Joyce Brant
Insurance Services
Protect yourself and your family against the unexpected. We offer a full line of insurance products through CUMIS® General Insurance Company.
CUMIS Home & Auto Insurance
Are you a good driver and responsible homeowner? Our Home and Auto Insurance Program offers exceptional coverage for you as well as a variety of extended coverage options.
Auto insurance protects you if your car is stolen or damaged as the result of an accident. In addition, our auto insurance takes care of expenses if you're involved in an accident including: medical treatment and care, possible legal costs, property damage and lost wages.
Home insurance shelters you from financial loss due to theft, unforeseen events and personal liability that may occur if someone is injured while visiting your home; it can also protect against liability for accidental damage to someone else's property.
 By grouping your home and auto insurance together, we can offer you exceptional discounts.
We are committed to the highest standards of integrity and client service and that is why we offer our Claims Guarantee. The intent of this promise of service and commitment to fairness is to ensure that you feel comfortable contacting us when you have a potential claims situation. You can discuss your options and get counseling without fear of consequences if you decide not to proceed.
Benefits of the guarantee include:
- 24-hour, 7-days-a-week claims service
- No premium increases for client-paid claims
- Free claims advocacy
- Access to our claims appeal process
- Preferred repair and replacement contractors with guaranteed service
- Free additional advice and expertise for incidents that are not covered
* Some conditions apply. For details, please visit www.cumis.com
For more information, talk to your credit union or call CUMIS at 1.800.810.2847 and speak to a Licensed Insurance Representative.
There are many reasons you decided to become a credit union member. Getting great value when you buy insurance is one of them.
So do yourself a favour – click here for a quote, and…get surprised!
Mortgage Protection
Your home is a place where memories are created; it is a place to watch children grow, to celebrate life and a place to support each other during times of sorrow.
What would you do if you had to sell your home due to a family tragedy such as a job loss, critical illness, sickness, accident or death?
The good news is that even though unexpected tragedies do happen, you can protect yourself and your loved ones from financial heartaches.
CUMIS Insurance provides mortgage protection in case of the diagnosis of a critical illness, sickness or accident, involuntary loss of employment and death. Life is too short to worry, learn about how this comprehensive coverage can provide peace of mind today.
- Life: CUMIS Insurance pays the insured mortgage balance plus accrued interest plus settlement interest up to age 80 to a maximum of $500,000
- Disability: CUMIS Insurance pays the insured monthly mortgage payments to a maximum of $2,500 per month for 24 months (per claim) up to and including age 65
- Involuntary Loss of Employment: CUMIS Insurance pays the insured monthly mortgage payments to a maximum
of $2,500 per month for nine months (per claim) up to and including age
65
- Critical Illness: CUMIS Insurance pays the insurable balance at date of diagnosis of a
critical illness plus accrued interest plus settlement interest for
cancer, stroke or heart attack*. Maximum coverage is $500,000 and
coverage ceases at age 70.
* See policy for full coverage details, including restrictions
Life insurance
This coverage is similar to the disability coverage, but covers you in the case of your death, ensuring your loved ones are not left with your debt.
Disability insurance
If you find yourself injured or seriously ill and unable to work, it can be very difficult to make your loan payments. Disability insurance coverage activates if you’re off work for an extended period of time due to sickness or injury, and will cover your loan payments until you’re better, or until your loan is paid off (certain conditions apply).
Travel insurance Picture yourself in a sunny destination sitting by the pool watching your family swimming and having fun, then all of the sudden, it happens, what you dreaded most- one of your children is hurt and needs medical attention. The problem; you are a long way from home and you didn’t buy travel insurance.
Stories like this happen all around the world, everyday costing thousands of dollars and cutting vacations short. Protect yourself with the CUMIS Insurance Travel Program.
Whether you are still in school, well into retirement, a world traveller or off on a quick weekend escape, there is no reason to take a break from coverage.
Relax. You’re covered. The CUMIS Insurance Travel Program offers you:
- Security: With the CUMIS Insurance travel program you can enjoy your vacation without worrying about medical bills or the cost of an interrupted trip. Up to $5 million in out-of-province coverage for emergency hospital and doctor visits.
- Affordable Coverage: The most unique feature about the CUMIS Insurance Travel Program is the way our rates are calculated. Your rate is based on where you plan to travel, the duration of your trip and your age, some plans as low as $2 a day. You pay according to your destination, whether you are traveling for business, pleasure or studies. And you can begin coverage as soon as you need it – even today.
Additional Benefits: - Comprehensive Medical Support. 24/7 access to emergency assistance, anywhere in the world from a multi-lingual staff
- Excellent Benefits like transportation home when medically required, emergency dental coverage, access to a medical professional who can coordinate your medical care
- Expansive Coordination of benefits with Government Health insurance plans and other insurance providers
The CUMIS Insurance Travel Program is underwritten by Co-operators Life Insurance Company and administered by TIC Travel Insurance Coordinators Ltd., a leading travel insurance provider. With on-staff physicians and a team of multi-lingual claims professionals, TIC takes pride in providing superb member service when you need it most. Trust us, wherever you go.
CUMIS is a trademark of CUMIS Insurance Society Inc. and is used under license.
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