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Personal Loans:
Flexiblility
Competitive Rates


St Jacobs Farmers' Market - Waterloo Region - Tom Jeary


Personal Loans



Available for a limited time, our multi-purpose loan is as low as 5.29%*.  It's the the perfect loan to:

  • consolidate your higher-interest debt into a lower, more manageable rate
  • pay off your holiday debt
  • start a new home improvement project
  • make a large purchase

Normal unsecured lending criteria applies, and the rate is subject to change.

*Rates vary from 5.29% to 7.29% for secured loans, and 5.99% to 7.99% for unsecured loans.


Investment Loans ... perfect for RSP season!

Ask about our special RSP loans with variable or fixed rates as low as PRIME+1%.  And if you're looking to purchase Class B Investments, consider a special Class B Investment Share loan ... fixed and variable rates available as low as PRIME!


Our personal loans offer flexible terms and competitive rates designed to fit your needs and budget.  A loan for something specific (a vehicle, a boat, a new roof) has a set repayment plan; it means you’ll see your debt reduced every month, and you’ll be debt-free on a certain date.


  • competitive fixed or variable rates
  • seasonal specials
  • life, disability, critical illness and loss of employment coverage
  • flexible repayment terms (weekly, bi-weekly, semi-monthly, monthly)
  • payroll deduction option


If you need regular access to cash for larger purchases, consider a Line of Credit.