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Self-Serve Banking:
Bank on your schedule.


Erb Grist Mill - Waterloo - Angela House


Find a branch near you!


Self-serve banking


At YNCU, we work hard to ensure that your banking fits your lifestyle and it's as convenient and easy as possible.  Would you like to

  • save money on service charges?
  • save time?
  • pay cash, without carrying cash?
  • make bill payments without writing cheques?
  • do your banking on your schedule?


If you answered "yes" to any of these questions, then you'll want to learn more about our self-serve banking services!


Download the new YNCU ATM locator!

Do you have a smartphone? The YNCU ATM Locator app is now available for the iPhone, BlackBerry and Android smartphones.

The YNCU ATM Finder will help you find a Your Neighbourhood Credit Union ATM nearest you. You can locate any credit union or bank ATM belonging to THE EXCHANGE® ATM Network within Canada. Wherever THE EXCHANGE® logo is present you can withdraw cash, perform balance inquiries, make deposits, and transfer funds - with no additional surcharges.

ATMs allow cash withdrawals, and the YNCU ATM Finder indicates:

  • if deposits are accepted
  • if PIN changes are available for chip cards
  • available languages
  • hours of operation
  • whether or not the ATM is a drive-thru

The apps are free! Just search for "YNCU ATM locator" in the list of available apps in the app store or click the following:


Reporting a lost or stolen Debit or Credit Card?


During business hours contact your branch.
After hours, call 1-800-LOST-111 (1-800-567-8111) from anywhere in North America
Out-of-country call collect (306) 566-1276 from anywhere else in the world