Print E-mail
Font Size Larger Font Smaller Font


Got paper?
At YNCU, we want to do our part to make the neighbourhood and the world a better place. Starting in January 2012, we’ll no longer send paper statements to members who have online banking; FREE e-statements are posted around the 5th of the month – check for yours when you do your online banking. You’ll still get your tax receipts and other documents by mail. This small change means every year you’ll help us save 21 trees, and eliminate 30,543 pounds of greenhouse gases – the equivalent of driving 49,154 kms in your car.


STANDARD SERVICE FEES1

Standard fees apply to all accounts, except where they are included in the account package. Fees outlined are charged per occasion, unless otherwise indicated.

 


ATM Card

New Card

FREE

Replacement for Lost Card

$5.00
 
Chargeback (debit memo, third-party returned cheque)

Personal accounts

No charge

Non-personal accounts

$10.00
 
Cheque Certification

Member

$10.00

Non-Member

$15.00
 
Cheques on collection (received or sent)

Canadian or Foreign

Under $100

$20.00

Over $100

$30.00
 
Close account within 90 days $25.00
 
Coin handling at wicket (deposited or supplied, members only) $0.10 per roll
 
Dormant account annual maintenance fee
(2+ years no activity) $25.00
 
Drafts

Canadian

$5.00

U.S.

$6.00

Other currency

$6.00
 
Handling of foreign currency cheque
(other than U.S.) $10.00
   
Handling mailed deposits (per item) $5.00
 
Handling charge for U.S. Items
(includes depositing into a Cdn. account, or cashing a U.S. cheque) $5.00
 
Interac® withdrawals at another Financial Institution

In Canada

$1.50

Outside of Canada

$3.00

Exchange® Networks ATM's

No Surcharge
 
Letters of account balance or verification $15.00
   
Audit Confirmation Letters $25.00
 
Money Orders (Canadian) $6.00
 
NSF items (includes EFTs, debits, cheques) $39.00
 
Post Dated Items $5.00 each
 
Safe Deposit Boxes
Sizes and availability vary by branch; please ask.

Late payment reminder or Collection fee

$5.00+HST

Lost Keys

$25.00+HST

Drill Box

$175.00+HST
 
Search of Records/Voucher search

Hourly Rate

$30.00

Minimum charge

$15.00
   

Statement - printed

$2.00
 
Stop Payment

Full Details

$10.00
 
Telephone Inquiries (not Telephone Banking)

Balance or account details

$5.00

Transfer funds

$5.00
 
Transfer funds/balance of account to another financial institution $20.00

Registered accounts

$50.00

Registered accounts (opened less than 6 months)

$100.00
 
Transfer between accounts to cover NSF/coverdraft2 $5.00 per transfer
 
Travellers Cheques 1% of purchase value
 
Unencoded Cheques
(counter cheques, rejected clearing items) $10.00
 
Wire transfers (Incoming)

Canadian

$7.50 CAD

U.S.

$12.50 USD
 
Wire transfers (Outgoing) $30.00 CAD
 
Writing a cheque on a non-chequing account Not allowed
 

1Subject to change
2We will automatically move funds from another available account (excluding Lines of Credit) to cover an overdraft saving you an NSF fee or returned item
2/2012

®THE EXCHANGE user licensed in Canada by Ficanex Services Limited partnership on behalf of Fiserv EFT. ®INTERAC is a registered Trademark owned by Interac Inc. and is used under license.