Agriculture Financial Products and Services

At Your Neighbourhood Credit Union, we thrive on understanding the individual needs of our agricultural members, recognizing that farming is not just a way of life - it’s your business.

Our experienced agricultural lenders know what it takes to run an operation like yours. We’re committed to helping you achieve your business and financial goals in a way that best suits your needs. Our products and services will help you to produce the best financial results for your business, and for your family:

  • Agricultural Chequing Accounts – at a customized rate
  • Operating Lines of Credit – for your day-to-day operating expenses
  • Farm Mortgages – to purchase, refinance or consolidate
  • Farm Purchase, Building Construction and Renovation financing – to help you expand your business
  • Quota Financing – dairy, poultry or eggs
  • Crop Input Loans – expenses related to planting and harvesting of crop
  • Equipment and Vehicle Financing – tractors, tillage/planting/harvesting equipment, and pick-up trucks
  • Seed Livestock Financing – beef, swine, and other livestock
  • Refinancing and Consolidation of Farm Loans
  • Tile Drainage Loans – increase land production yields
  • Agricultural Value-Added Business Financing – for your additional revenue generating efforts
  • Retirement and Investment Counselling – to assist you in planning for the future and your retirement
  • Estate and Succession Planning – ensure a smooth transition of your farm assets to the next generation, manage taxation issues and ensure assets are handled the way you want them to be

As a member, you also have access to our certified Financial Planners (CFP) who can help you develop a short-term or long-term plan. Everyone needs to talk to a CFP, even if it’s only once, and it’s just another benefit of your membership.

Like all co-operatives our Members are our owners.  Maintaining the rural roots of our membership gives us great pride.  When you deal with us, you're dealing with someone who knows ... because we're your neighbourhood.

Sandra Eedy, Manager, Agriculture & Small Business Lending
With over 25 years of Credit Union lending experience and as a graduate of the Credit Union Professional Credit Granting Program, Sandra has a vast knowledge of retail, small business, commercial and agricultural lending.  She is actively involved in her own corporate family farm operation and is knowledgeable in the complex day-to-day farming opportunities and challenges that small businesses may encounter.  For a workable solution to any lending opportunity that you may have, contact Sandra for her professional perspective on your financing needs.

 

Contact Sandra:
Mitchell: 519.348.8448
Email: seedy@yncu.com
 

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