Member Referral

Possible Member Rewards

Rewards are cumulative to a maximum bonus of $100. Here is how it works:

  • $50 if the new member opens a term deposit for a minimum 1-year term and a minimum deposit of $5,000
  • $50 if the new member gets a personal loan for a minimum 1-year term and a minimum loan of $5,000
  • $50 if the new member opens a chequing account and sets up an automatic payroll deposit into the YNCU account
  • $100 if the new member chooses a fixed or variable rate residential mortgage or Meritline (minimum amount or advance of $50,000)
  • Refer a child (under 18) and receive $10
  • Refer a classmate and get an additional $10 in your account
  • Organization/Team Account –for every child who opens a new membership, the teamgets $10 per child and the child receives $10 in their account

To refer a friend, neighbour or colleague, complete the online form below or print the referral form and bring it to a YNCU branch.

Available for a limited time; terms and conditions of this program can be altered or cancelled without notice. Bonuses are not eligible when referred by a source that is already receiving a referral reward (e.g. mortgage broker, car dealership, etc.).


Find Branch/ATM

Enter address, postal code or branch name

Becoming a Member
Latest News
download the app
Talk to our CEO, Kerry