ATM Banking

Getting Started

Automated Teller Machines (ATMs) provide you with access to your accounts using your Member Card® Debit Card.

Enjoy 24-hours a day, seven days a week worldwide access to your accounts at over 1,000,000 ATMs displaying the Interac® or Plus® symbols.

To use an ATM, you require a YNCU Member Card Debit Card. Just visit any YNCU branch to obtain your card and select your PIN.

Contact Us >

Main Features

Our ATMs allow you to:

  • Withdrawal money up to a maximum of $500 per day
  • Make deposits* (money or cheques)
  • Transfer money between your accounts
  • Conduct account balance inquiries
  • Pay your bills.

*All deposits made through YNCU ATMs will have funds held for 48 hours, whether cash or cheque.


Benefit from convenient access to your accounts at over 2,400 full-service ATMs across Canada, without paying additional surcharges.

Learn More >

ACCEL® Point of Sale

Benefit from convenient access to your accounts with one of the largest Point of Sale (POS) networks in the United States with more than 1,000,000 merchant locations.

Learn More >

ATM Mini Statements

Get a quick at-a-glance snapshot of your most recent transactions between monthly statements.

Learn More >

ATM Electronic Bill Payments

Enjoy a simpler and even more convenient way to pay your bills at a YNCU ATM.

Learn More >


EXCHANGE cardholders have access to over 40,000 ATMs, surcharge-free, at prime retail locations in the United States on the Allpoint Network, the largest surcharge-free ATM Network in the United States.

Locating the Allpoint ATMs is made simple using THE EXCHANGE Network ATM Locator mobile app, which has been updated with all of the new locations and can be downloaded for iOS and Android devices on the App Store and Google Play Store. When using a desktop computer, cardholders can visit the Find An ATM Page of THE EXCHANGE Network website to access the ATM listing as well.

®MEMBER CARD is a registered trade-mark owned by Canadian Credit Union Association, used under license.

® INTERAC is a trade-mark of Interac Inc., used under license.


Find Branch/ATM

Enter address, postal code or branch name

Becoming a Member
Latest News
download the app
Talk to our CEO, Kerry