THE EXCHANGE® Network

Tired of Withdrawal Fees?
Enjoy surcharge-free access to your money with THE EXCHANGE® ATM Network*

Use your YNCU Member Card® debit card wherever you see THE EXCHANGE® logo on ATMs across Canada.

  • Surcharge Free Withdrawals

  • Surcharge Free Deposits

  • Surcharge Free PIN Changes

  • 3 easy ways to find ATMs - Web, App & GPS ATM Finder

While travelling, cardholders have access to over 40,000 ATMs, surcharge-free, at prime retail locations in the United States on the Allpoint Network, the largest surcharge-free ATM Network in the United States. 

Locate ATMs across Canada and the US on the EXCHANGE® ATM Finder App:

FIND AN ATM USING GPS: Compatible with Garmin, TomTom, and other GPS devices at TheExchangeNetwork.ca. Download Now

® EXCHANGE and the ®EXCHANGE & Design are registered trademarks owned by Fiserv Inc., licensed for use in Canada by FICANEX Services Limited Partnership.

® MEMBER CARD is a registered trade-mark owned by Canadian Credit Union Association, used under license.

* Regular account service fees still apply.