THE EXCHANGE Network
Tired of Withdrawal Fees? Enjoy surcharge-free access to your money with THE EXCHANGE® ATM Network*
Locate thousands of surcharge-free
ATMs across Canada!
Use your YNCU Member Card® debit card wherever you see THE EXCHANGE® logo on ATMs across Canada.
- Surcharge Free Withdrawals
- Surcharge Free Deposits
- Surcharge Free PIN Changes
- 3 easy ways to find ATMs - Web, App & GPS ATM Finder
ATM Finder App
Download THE EXCHANGE® ATM Finder App >
Find an ATM using GPS
Download THE EXCHANGE Network's custom Point of Interest >.
Compatible with Garmin, TomTom, and other GPS devices at TheExchangeNetwork.ca.
U.S. Access
When you’re traveling within the United States, THE EXCHANGE® is still available to you. Just look for THE EXCHANGE® logo. The majority of Exchange ATMs in the United States are also surcharge free but you may find that some states will have a nominal charge.**
® EXCHANGE and the ®EXCHANGE & Design are registered trademarks owned by Fiserv Inc., licensed for use in Canada by FICANEX Services Limited Partnership.
®MEMBER CARD is a registered trade-mark owned by Canadian Credit Union Association, used under license.
* Regular account service fees still apply.
** Surcharging may occur at some U.S. locations as some state laws may permit surcharging.
