LEGEND

Available on Mobile Banking App

Available on desktop and mobile devices

Smart Online User Tips

At YNCU, we offer you a wealth of digital, mobile, and online tools to help you manage and protect your finances.


Mobile Alerts

Protect yourself from digital fraud by choosing when and how you receive real-time alerts. Choose to be notified by text and/or email when someone logs in to your account, changes your banking password, adds an email money transfer recipient or bill payee, when you get locked out of online or mobile banking, and more.


Learn more

Mobile App


Tap into your banking from anywhere at any time with our extremely easy-to-use, award-winning mobile banking app. Pay bills, transfer money, send an Interac e-Transfer, deposit a cheque, and much more - all from your mobile phone. Our popular QuickView feature allows you to view your account balances with a tap and a swipe. Available for both Apple and Android devices.

Learn more

Deposit Anywhere

Deposit cheques in a snap! With Deposit Anywhere, you can quickly and securely deposit cheques with your smartphone or tablet, from anywhere, day or night. With Deposit Anywhere, turning your cheque into available funds doesn’t require finding the time to visit a branch or an ATM.

Learn more

E-Transfers

e-Transfers are a fast and convenient way to send and receive money between people or businesses without needing to share your banking information. All that’s needed to deposit an e-Transfer is an email address or mobile phone number and a bank account with a Canadian financial institution (like YNCU) that supports e-Transfers.

Learn more

Bill Payments

Be sure your bills are always paid on time, worry-free! Pay your bills immediately or set up daily, weekly, bi-weekly, semi-monthly, monthly, month-end or annual bill payments and eliminate late fees!  Bill payments are available through Online banking, from the mobile app or web browser.

Scheduled Transfers

Set up a one-time or recurring transfer to a savings account, line of credit, RRSP, or TFSA to coincide with your pay day. Pay yourself like you’re paying a bill and you’ll find saving is easy. Your future self will thank you.  Fund transfers are available through Online banking on the mobile app or web browser.

E-Documents

View your electronic financial documents easily and securely within our Online Banking site. Simply log in to your Online Banking using your desktop web browser and select ‘View e-Documents’ – from there you have the ability to save, view, and print T4RSPs, T4RIFs, NR4s, T5s, and OCRs, as well as Mortgage and Term Renewal notices. We continue to make additional documents available through this feature so watch this list grow with time.

E-Statements

Save paper and storage space by accessing your official monthly banking statements in our secure Online Banking environment any time you need to. Simply log in to your Online Banking using your desktop web browser and select ‘View e-Statements’.

Product Recommender

Use our online Product Recommender to find the account that best meets your needs. Answer a few simple questions to see our recommendation or compare account package features side-by-side to find the account that fits you best.
 

Open a New Account

Open a new chequing or savings account online in seconds! No need to visit the branch, just log in to Online Banking, click on ‘Account Services’, then ‘Open a New Account’, and select one of our available accounts - it’s really that easy.

Nickname Acounts

If you have multiple accounts set up for specific purposes, it can get confusing. Naming them something that’s meaningful to you will help keep them straight. Names like “Vacation Fund” or “Mortgage Down Payment” will help you direct your money into the right places.  Log in to the online banking on your desktop browser to set up your account nicknames in My Accounts > Rename Accounts.

Tools & Calculators

Take the stress out of calculations by having us do the work for you. Use our handy online tools to calculate mortgage and loan payments, mortgage affordability, or even to plan for retirement. Visit the ‘Tools & Calculators’ section of our website for more resources on how to better manage your money.

Find a Branch or ATM

Find the nearest branch or surcharge-free ATM. Did you know that credit unions are part of the Exchange Network and have nationwide access to over 4,100 surcharge-free ATMs? Just use your current location on the mobile app or input an address on our website.
If you need any assistance setting up these great services to enhance your banking relationship with us, just contact us and we will be happy to help.
 

Find Branch/ATM

Enter address, postal code or branch name