Mastercard®
Think all cards are made equally? Think again. When you sign up for a YNCU Mastercard, you can keep an eye on your account with MyCardInfo, save up points for rewards on MySelect Rewards, and make sure you're getting the right card for your needs with Mastercard Recommender.
Rewards
Collabria Cash Back Mastercard
For great savings, the Cash Back Mastercard starts with no annual fee. Then it pays you for using it! For every dollar you spend, you’ll earn cash back in the form of a credit on your account. Saving couldn’t be simpler.
Key Features & Benefits
- 1 point for every $1 spent
- DOUBLE points at gas stations
- Purchase Protection and Extended Warranty
- Mobile Device Insurance
Plus the Basics:
- Global Customer Service
- Zero Liability protection against fraud
Collabria Travel Rewards Gold Mastercard
With the Travel Rewards Gold Mastercard, you have support wherever you go. From as simple as baggage coverage to as big as emergency health coverage, you can travel with peace of mind. Plus, you’ll earn rewards you can redeem for flights, worldwide hotel options, top cruise destinations and more. It’s the perfect card to get you there, and the perfect card to take along.
Key Features & Benefits:
- 1 point for every $1 spent
- DOUBLE points for purchases in foreign currencies
- Purchase Protection and Extended Warranty
- Auto Rental Collision/Loss Insurance
- Emergency Health Care Coverage
- Protection for grandchildren travelling with you
- Trip Cancellation Insurance
- Trip Interruption Insurance
- Lost or Delayed Baggage Coverage
- Common Carrier Accident Protection
- 24/7 Travel Assistance
Plus the Basics:
- Global Customer Service
- Zero Liability protection against fraud
US Dollar Mastercard
The US Dollar Mastercard is your key to earning the privileges you deserve - whenever you go to the United States or shop online with a US company. Because there are no foreign transaction fees for US purchases, this is the perfect card when you travel or shop in the US.
Key Features & Benefits:
- 1 point for every $1 USD spent
- Purchase Protection and Extended Warranty
- Auto Rental Collision/Loss Insurance
- Emergency Health Care Coverage
- Trip Cancellation Insurance
- Trip Interruption Insurance
- Lost or Delayed Baggage Coverage
- Common Carrier Accident Protection
- 24/7 Travel Assistance
Plus the Basics:
- Global Customer Service
- Zero Liability protection against fraud
Collabria Centra Gold Mastercard
The Centra Gold Mastercard gives you a great balance of low rates and rewards possibilities, making it easy to fit into your lifestyle. You’ll save money while enjoying high-value rewards including travel, gifts, shopping and more.
Key Features & Benefits:
- 1 point for every $1 spent
- Purchase Protection and Extended Warranty
- Auto Rental Collision/Loss Insurance
- Common Carrier Accident Protection
Plus the Basics:
- Global Customer Service
- Zero Liability Protection against fraud
Collabria FlexRate Mastercard
With a credit line and interest rate customized to benefit your financial well-being and a wide-ranging rewards program, the Flex Mastercard gives you maximum flexibility for your lifestyle. You’ll earn reward points with every purchase, and you’ll have a variety of options for redeeming your points.
Key Features & Benefits:
- 1 point for every $1 spent
- Purchase Protection and Extended Warranty
- Mobile Device Insurance
Plus the Basics:
- Global Customer Service
- Zero Liability Protection against fraud
Collabria World Mastercard
World cardholders want the flexibility to explore the places and pursuits that mean the most of them. The combination of worldwide acceptance and valuable features means that you have the freedom to do exactly when you want, whenever you feel like it.
Key Features & Benefits:
- 2 points for every $1 spent
- Price Protection
- Purchase Protection and Extended Warranty
- Auto Rental Collision/Loss Insurance
- Emergency Health Care Coverage
- Trip Cancellation Insurance
- Trip Interruption Insurance
- Lost or Delayed Baggage Coverage
- Common Carrier Accident Protection
- 24/7 Travel Assistance
Plus the Basics:
- Global Customer Service
- Zero Liability Protection against fraud
Low Interest
Collabria Classic Mastercard
For simple use and savings, the Classic Mastercard is the choice for you. It keeps everything easy: a low annual fee, a low interest rate, and basic purchase protection. The only decision you’ll need to make is what to buy.
Key Features & Benefits:
- Purchase Protection and Extended Warranty
- Mobile Device Insurance
Plus the Basics:
- Global Customer Service
- Zero Liability Protection against fraud
Collabria Student Mastercard
Whether you’re looking to build credit or simply need a card for convenience and security, the Student Mastercard is the smart choice. There’s no annual fee, and your purchases are protected with an extended warranty. Using, building and understanding credit couldn’t be simpler.
Key Features & Benefits:
- Purchase Protection and Extended Warranty
- Mobile Device Insurance
Plus the Basics:
- Global Customer Service
- Zero Liability Protection against fraud
Collabria FlexRate Mastercard
With a credit line and interest rate customized to benefit your financial well-being and a wide-ranging rewards program, the Flex Mastercard gives you maximum flexibility for your lifestyle. You’ll earn reward points with every purchase, and you’ll have a variety of options for redeeming your points.
Key Features & Benefits:
- 1 point for every $1 spent
- Purchase Protection and Extended Warranty
- Mobile Device Insurance
Plus the Basics:
- Global Customer Service
- Zero Liability Protection against fraud
Travel
Collabria World Mastercard
World cardholders want the flexibility to explore the places and pursuits that mean the most of them. The combination of worldwide acceptance and valuable features means that you have the freedom to do exactly when you want, whenever you feel like it.
Key Features & Benefits:
- 2 points for every $1 spent
- Price Protection
- Purchase Protection and Extended Warranty
- Auto Rental Collision/Loss Insurance
- Emergency Health Care Coverage
- Trip Cancellation Insurance
- Trip Interruption Insurance
- Lost or Delayed Baggage Coverage
- Common Carrier Accident Protection
- 24/7 Travel Assistance
Plus the Basics:
- Global Customer Service
- Zero Liability Protection against fraud
Collabria Travel Rewards Gold Mastercard
With the Travel Rewards Gold Mastercard, you have support wherever you go. From as simple as baggage coverage to as big as emergency health coverage, you can travel with peace of mind. Plus, you’ll earn rewards you can redeem for flights, worldwide hotel options, top cruise destinations and more. It’s the perfect card to get you there, and the perfect card to take along.
Key Features & Benefits:
- 1 point for every $1 spent
- DOUBLE points for purchases in foreign currencies
- Purchase Protection and Extended Warranty
- Auto Rental Collision/Loss Insurance
- Emergency Health Care Coverage
- Protection for grandchildren travelling with you
- Trip Cancellation Insurance
- Trip Interruption Insurance
- Lost or Delayed Baggage Coverage
- Common Carrier Accident Protection
- 24/7 Travel Assistance
Plus the Basics:
- Global Customer Service
- Zero Liability protection against fraud
US Dollar Mastercard
The US Dollar Mastercard is your key to earning the privileges you deserve - whenever you go to the United States or shop online with a US company. Because there are no foreign transaction fees for US purchases, this is the perfect card when you travel or shop in the US.
Key Features & Benefits:
- 1 point for every $1 USD spent
- Purchase Protection and Extended Warranty
- Auto Rental Collision/Loss Insurance
- Emergency Health Care Coverage
- Trip Cancellation Insurance
- Trip Interruption Insurance
- Lost or Delayed Baggage Coverage
- Common Carrier Accident Protection
- 24/7 Travel Assistance
Plus the Basics:
- Global Customer Service
- Zero Liability protection against fraud
Student
Collabria Student Mastercard
Whether you’re looking to build credit or simply need a card for convenience and security, the Student Mastercard is the smart choice. There’s no annual fee, and your purchases are protected with an extended warranty. Using, building and understanding credit couldn’t be simpler.
Key Features & Benefits:
- Purchase Protection and Extended Warranty
- Mobile Device Insurance
Plus the Basics:
- Global Customer Service
- Zero Liability Protection against fraud
Collabria Cash Back Mastercard
For great savings, the Cash Back Mastercard starts with no annual fee. Then it pays you for using it! For every dollar you spend, you’ll earn cash back in the form of a credit on your account. Saving couldn’t be simpler.
Key Features & Benefits:
- 1 point for every $1 spent
- DOUBLE points at gas stations
- Purchase Protection and Extended Warranty
- Mobile Device Insurance
Plus the Basics:
- Global Customer Service
- Zero Liability protection against fraud
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Collabria Mastercard Product Chart (PDF - 1.87 MB)
Downloaded our product chart for a side-by-side comparison of Mastercard features and benefits.
