Tony Monterosso, Branch Manager Erb Street Waterloo

Tony Monterosso
Branch Manager, Erb Street Branch

655 Erb Street West
(at Ira Needles Blvd)
Waterloo, ON N2J 3Z4
P:  519-804-9040 Ext. 371
E:  tmonterosso@yncu.com

Bernadette Coicici
Assistant Branch Manager
Ext. 372
bcoicici@yncu.com

Carrie Anne Davis
Assistant Branch Manager
Ext. 373
cdavis@yncu.com


Do you know that YNCU offers very competitive business banking solutions? We can potentially save you money in monthly charges with a business banking account that’s right for you. Also, we can offer great GIC rates and savings account rates for that extra business money you may have! Call Bernadette Coicici today to discuss.

Erb Street Branch

Term deposit special offers




Are you looking to save for your next vacation? Or maybe you're looking to get a jump start on your retirement plans. Let YNCU help you achieve your financial goals with these great deposit specials! Act now because for a limited time, new money deposits can earn an additional .35%! Contact us today to start saving!

GICSpecial (Rates effective 2018-09-10) Rates
18 Months: $1,000 - 19,999 2.45%
18 Months: $20,000-99,999 2.50%
18 Months: $100,000 and over 2.55%
3 Year: $1,000-19,999 2.95%
3 Year: $20,000-99,999 3.00%
3 Year: $100,000 and over 3.05%

Deposits are insured by the Deposit Insurance Corporation of Ontario (DICO).

*Bonus Rate Offer (Add an additional .35% to the above rates on new money. Applicable on all deposits over $20,000) New money offer cannot be combined with any existing money on deposit.

**Annual Percentage Rate. Minimum deposit $1000.

***Rate on deposits over $100,000. Special rates on deposits of $1,000 to $99,999.

Special Offers

Current promotions


Click on any tab to learn more about our current promotions.

Don't miss out on our special offers!  Subscribe to our e-mail newsletter and never miss the news!


SAVINGS & INVESTMENTS

Term deposit special offers




Are you looking to save for your next vacation? Or maybe you're looking to get a jump start on your retirement plans. Let YNCU help you achieve your financial goals with these great deposit specials! Act now because for a limited time, new money deposits can earn an additional .35%! Contact us today to start saving!

GICSpecial (Rates effective 2018-09-10) Rates
18 Months: $1,000 - 19,999 2.45%
18 Months: $20,000-99,999 2.50%
18 Months: $100,000 and over 2.55%
3 Year: $1,000-19,999 2.95%
3 Year: $20,000-99,999 3.00%
3 Year: $100,000 and over 3.05%

Deposits are insured by the Deposit Insurance Corporation of Ontario (DICO).

*Bonus Rate Offer (Add an additional .35% to the above rates on new money. Applicable on all deposits over $20,000) New money offer cannot be combined with any existing money on deposit.

**Annual Percentage Rate. Minimum deposit $1000.

***Rate on deposits over $100,000. Special rates on deposits of $1,000 to $99,999.

MORTGAGE

We don't currently have any mortgage promotions, but we do have competitive rates! Subscribe to our newsletter and you'll be the first know ... and you'll never miss a special!

Buying a home is probably the biggest purchase you'll make, and we can make it a little easier with a variety of mortgage options. And every YNCU residential mortgage includes FREE chequing!  Talk to us today!

Buying a home?



We make it easy with the Homebuyers' Bundle

Simplify the homebuying process with our Home Buyers’ Bundle which includes helpful lists, tips and tools. Here are some perks of a YNCU mortgage included in the Home Buyers' Bundle:

  • A Free Chequing Account (included with every residential mortgage).
  • PLUS the Home Buyers' Guide - an inspirational go-to guide for all of the information needed when purchasing a home.  Download your free copy today!

    Click for more details.

    LOANS

    We don't currently have any loan promotions, but we do have competitive rates! Learn more about our loans and lines of credit here.

    Subscribe to our newsletter and you'll be the first know ... and you'll never miss a special!