Michele Hettrick
Branch Manager
E:  mhettrick@yncu.com

Chantelle Riberdy
Assistant Branch Manager
E: criberdy@yncu.com

Obert Zvorwadza
Assistant Branch Manager
E: ozvorwadza@yncu.com

190 Clair Road East, Unit G6
Guelph, ON N1L 0G6
P:  519-824-2212
F:  519-824-1390


Guelph Branch

You're Invited!
December 1st - 12:30 - 2:00 PM

Official ribbon cutting ceremony taking place at 12:30 pm

Join Mayor Guthrie and YNCU's CEO, Kerry Hadad, for an official branch opening celebration.  Stop by for free refreshments and take a tour of the new interactive branch.


12-month term, fixed rate, as low as 2.29%

  • All other 12-month term conditions/policies apply
  • Includes Home Warranty Program, FREE for 6 months
  • 75-day Rate Guarantee

Bring your mortgage to YNCU and we will pay up to $1,000 in mortgage change fees, based on the amount of your mortgage.

Loan Special as low as 4.99%
Fixed rate, secured, as low as 4.99%

  • Unsecured - 48 months maximum
  • Secured - 60 months maximum
For home renovations, vacations, automobile and recreational vehicle purchases, debt consolidation, and so much more!Save
MeritLine Special
YNCU Prime + 0.50%

Use the equity in your home to access the cash you need, when you need it.
  • Up to 80% LTV
  • Home Warranty Program included


TFSA or RRSP transfer in offer
A bonus of .50% on GIC Terms

  • Available on 1-5 year posted rates (non-cashable)
  • We'll cover transfer fees up to $75 for deposits of $50,000 or more
  • New money only
*O.A.C Terms and conditions apply.  Contact the branch for details.