Tammy Edmiston
Branch Manager, Paris Branch

75 Grand River Street North
Paris, ON N3L 2M3
P:  519-442-2622 ext. 821
E:  tedmiston@yncu.com

 

Saturday Hours

Your Branch Manager or Asst. Branch Manager is available to meet with you on the Second Saturday of every month from 9:30 am until 12:30 pm. Teller service not available during Saturday hours.

We’re here to help with your new mortgage, pre-approval, renewal or home equity line of credit, personal loans,  investment options, new accounts or chequing & savings options. 

Appointment recommended. Walk-ins welcome!

Paris Branch

1-year term deposit



Kick start your 2018 savings plan and your future self will thank you! Take advantage of this limited time special rate for your non-registered or registered investment plan:
GICSpecial (Rates effective 2018-02-12) Rates
1-YEAR: $1,000-19,999 2.10%
1-YEAR: $20,000-99,999 2.15%
1-YEAR: $100,000 and over 2.20%
*Interest rate is annual and payable on maturity. Limited time offer.  Promotional rate subject to change.

We are now able to offer INCREASED DEPOSIT INSURANCE COVERAGE up to $250,000 on eligible non-registered deposits.  Deposit insurance remains UNLIMITED for insurable deposits on registered accounts.  Visit www.doco.com for more information, or download our information brochure.

Paris Skate March 14, 2018

FREE Public Skating

Join us at the Brant Sports Complex on Wednesday, March 14, 2018 and enjoy free public skating from 2:30 pm to 4:00 pm. Free hot chocolate, while quantities last!







Special Offers

Current promotions


Click on any tab to learn more about our current promotions.

Don't miss out on our special offers!  Subscribe to our e-mail newsletter and never miss the news!


SAVINGS & INVESTMENTS

1-year term deposit



Kick start your 2018 savings plan and your future self will thank you! Take advantage of this limited time special rate for your non-registered or registered investment plan:
GICSpecial (Rates effective 2018-02-12) Rates
1-YEAR: $1,000-19,999 2.10%
1-YEAR: $20,000-99,999 2.15%
1-YEAR: $100,000 and over 2.20%
*Interest rate is annual and payable on maturity. Limited time offer.  Promotional rate subject to change.

We are now able to offer INCREASED DEPOSIT INSURANCE COVERAGE up to $250,000 on eligible non-registered deposits.  Deposit insurance remains UNLIMITED for insurable deposits on registered accounts.  Visit www.doco.com for more information, or download our information brochure.

MORTGAGE

We don't currently have any mortgage promotions, but we do have competitive rates! Subscribe to our newsletter and you'll be the first know ... and you'll never miss a special!

Buying a home is probably the biggest purchase you'll make, and we can make it a little easier with a variety of mortgage options. And every YNCU residential mortgage includes FREE chequing!  Talk to us today!

Buying a home?



We make it easy with the Homebuyers' Bundle

Simplify the homebuying process with our Home Buyers’ Bundle which includes helpful lists, tips and tools. Here are some perks of a YNCU mortgage included in the Home Buyers' Bundle:

  • A Free Chequing Account (included with every residential mortgage).
  • Credit Union Home Warranty Plan
  • Bonus Choice Rewards Points
  • PLUS the Home Buyers' Guide - an inspirational go-to guide for all of the information needed when purchasing a home.  Download your free copy today!

    Click for more details.

    LOANS


    Pick the Loan for You!
     

    We have the right loan at the right rate to take care of anything on your wish list. Whether it be home renovations, recreational vehicles, a new car, a special vacation or even debt consolidation – with rates as low as 4.99%, you really can’t go wrong.  Our special offer rates are available for a limited time, so apply today!

    Rates & Repayment Term

    Repayment terms of 12 to 60 months.

    Fixed Rate Secured Unsecured
    $2,500 - $10,000 5.99% 6.99%
    Over 10,000 4.99% 5.99%

    Variable Rate Secured Unsecured
    $2,500 - $10,000 Prime + 3.15% Prime + 4.15%
    Over $10,000 Prime + 2.15% Prime + 3.15%

    Loan rates based on approved credit.



    Annual Percentage Rates (APR) range from 4.99% to 21.0% and will be based on your credit qualifications, whether secured or unsecured, and amount borrowed.  All loans are subject to underwriting approval.  Application fees of $50 apply. Secured loans are subject to registration fee of $25 per year of the loan term.

    Repayment example: on a fixed-rate, unsecured 5-year personal loan in the amount of $10,000 at 6.99% the monthly payment would be $197.96 per month. Total interest over the term would be $1,877.96. Total cost of the loan including application fee would be $1,927.96.