Tammy Edmiston
Branch Manager, Paris Branch

75 Grand River Street North
Paris, ON N3L 2M3
P:  519-442-2622 ext. 821
E:  tedmiston@yncu.com

 

Saturday Hours

Your Branch Manager or Asst. Branch Manager is available to meet with you on the Second Saturday of every month from 9:30 am until 12:30 pm. Teller service not available during Saturday hours.

We’re here to help with your new mortgage, pre-approval, renewal or home equity line of credit, personal loans,  investment options, new accounts or chequing & savings options. 

Appointment recommended. Walk-ins welcome!

Paris Branch

We’re proud to support the Paris Mounties Junior C Hockey Team for the 2017-2018 season. We've teamed up to offer "Throwback Mondays" where admission is only $2.00!


http://www.parismounties.com
Throwback Monday Schedule: October 16th, November 20th, December 18th, and January 22nd

Take advantage of our Paris Mounties offer: Open an account at Your Neighbourhood Credit Union Paris branch between October 16th, 2017 and January 26th, 2018 for chance to win the following prize pack*
  • $50 Legends gift certificate
  • A fitbit
  • AND monthly service charges waived on account for 1 year. Already a member? Refer a family member or friend for your chance to win!
*Must present (or mention) a Throwback Monday flyer to qualify.

Fall GIC special

A goal without a plan is just a wish.

Let us help you plan for your tomorrows, today!

Reach your goals faster by taking advantage of our great GIC rates. Contact us today to discuss how we can help you save for your tomorrows, today! Your future self will thank you.

This is a limited time special offer and may be changed or discounted without notice.

Special Offers

Current promotions


Click on any tab to learn more about our current promotions.

Don't miss out on our special offers!  Subscribe to our e-mail newsletter and never miss the news!


SAVINGS & INVESTMENTS

Fall GIC special

A goal without a plan is just a wish.

Let us help you plan for your tomorrows, today!

Reach your goals faster by taking advantage of our great GIC rates. Contact us today to discuss how we can help you save for your tomorrows, today! Your future self will thank you.

This is a limited time special offer and may be changed or discounted without notice.

MORTGAGE

We don't currently have any mortgage promotions, but we do have competitive rates! Subscribe to our newsletter and you'll be the first know ... and you'll never miss a special!

Buying a home is probably the biggest purchase you'll make, and we can make it a little easier with a variety of mortgage options. And every YNCU residential mortgage includes FREE chequing!  Talk to us today!

Buying a home?



We make it easy with the Homebuyers' Bundle

Simplify the homebuying process with our Home Buyers’ Bundle which includes helpful lists, tips and tools. Here are some perks of a YNCU mortgage included in the Home Buyers' Bundle:

  • A Free Chequing Account (included with every residential mortgage).
  • Credit Union Home Warranty Plan
  • Bonus Choice Rewards Points
  • PLUS the Home Buyers' Guide - an inspirational go-to guide for all of the information needed when purchasing a home.  Download your free copy today!

    Click for more details.

    LOANS


    Pick the Loan for You!
     

    We have the right loan at the right rate to take care of anything on your wish list. Whether it be home renovations, recreational vehicles, a new car, a special vacation or even debt consolidation – with rates as low as 4.99%, you really can’t go wrong.  Our special offer rates are available for a limited time, so apply today!

    Rates & Repayment Term

    Repayment terms of 12 to 60 months.

    Fixed Rate Secured Unsecured
    $2,500 - $10,000 5.99% 6.99%
    Over 10,000 4.99% 5.99%

    Variable Rate Secured Unsecured
    $2,500 - $10,000 Prime + 3.15% Prime + 4.15%
    Over $10,000 Prime + 2.15% Prime + 3.15%

    Loan rates based on approved credit.



    Annual Percentage Rates (APR) range from 4.99% to 21.0% and will be based on your credit qualifications, whether secured or unsecured, and amount borrowed.  All loans are subject to underwriting approval.  Application fees of $50 apply. Secured loans are subject to registration fee of $25 per year of the loan term.

    Repayment example: on a fixed-rate, unsecured 5-year personal loan in the amount of $10,000 at 6.99% the monthly payment would be $197.96 per month. Total interest over the term would be $1,877.96. Total cost of the loan including application fee would be $1,927.96.