Products and Services

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Personalized financial services and products to fit your needs and help you every step of the way!

Everyday Banking

We know how much you value banking. Whether its on a day-to-day or monthly basis, we want to provide you with the right tools and services you need!

Chequing accounts 

Savings Accounts

Standard Service Fees & Account Plans

Fat Cat kids' account 

Ways To Bank 

Overdraft Protection

MemberCard debit card 

 

Additional Services

We understand that there is more to financial services than just providing a convenient place to keep your money or offering great rates for your investments and borrowing needs

Member Referral program

Kirby Kangaroo club for kids

Executor Ease

Funeral Plans-Canada

Credit Union Home Warranty

Mortgages

Buying a home is probably the biggest purchase you'll make, and we can make it a little easier with a variety of mortgage options.  And every YNCU residential mortgage includes FREE chequing!

Mortgage options

Cash Back Mortgage

Fixed Rate Mortgage

Variable Rate Mortgage

MeritLine home equity line of credit

CHIP Reverse Mortgage

Homebuyers' Bundle

Credit Union Home Warranty

Group Mortgage Protection

 

Loans and Lines of Credit

Personal loans offer flexible terms and a set repayment plan; a line of credit is a pre-approved loan amount that provides a source funds when you need it.

Personal Loans

Line of Credit

Student Line of Credit

Credit Union MasterCard

Investment Loans

Credit Protection

Investing

YNCU offers a full line of investment products to help you start reaching your financial goals and match your investment style.

GICs & Term Deposits

Index-Linked Term Deposits

Tax-Free Savings

Retirement Savings: RRSPs

Retirement Income: RRIFs

Education Plans: RESPs

Investment Shares

Deposit Protection

 

Wealth Management

Regardless of your assets, everyone needs to talk to a Wealth Consultant, even if it’s only once, and it’s just another benefit of your membership.

What is Wealth Management?

Wealth Services

Our Partners in Wealth Management

Mutual Funds

Credential Direct

Our Wealth Management Team

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