Products and Services

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Personalized financial services and products to fit your needs and help you every step of the way!

Everyday Banking

We know how much you value banking. Whether its on a day-to-day or monthly basis, we want to provide you with the right tools and services you need!

    NEW Simplified Accounts

    Chequing accounts 

    Savings Accounts

    Standard Service Fees (pdf)

    Ways To Bank 

    Overdraft Protection

    MemberCard debit card 

       

      Additional Services

      We understand that there is more to financial services than just providing a convenient place to keep your money or offering great rates for your investments and borrowing needs

      Member Referral program

      Kirby Kangaroo club for kids

      Executor Ease

      Funeral Plans-Canada

      Credit Union Home Warranty


      Our Branches

      Mortgages

      Buying a home is probably the biggest purchase you'll make, and we can make it a little easier with a variety of mortgage options.  And every YNCU residential mortgage includes FREE chequing!

      Mortgage options

      Cash Back Mortgage

      Fixed Rate Mortgage

      Variable Rate Mortgage

      MeritLine home equity line of credit

      CHIP Reverse Mortgage

      Homebuyers' Bundle

      Credit Union Home Warranty

      Group Mortgage Protection

       

      Loans and Lines of Credit

      Personal loans offer flexible terms and a set repayment plan; a line of credit is a pre-approved loan amount that provides a source funds when you need it.

          Personal Loans

          Line of Credit

          Student Line of Credit

          Credit Union MasterCard

          Investment Loans

          Credit Protection

          Investing

          YNCU offers a full line of investment products to help you start reaching your financial goals and match your investment style.

          GICs & Term Deposits

          Index-Linked Term Deposits

          Tax-Free Savings

          Retirement Savings: RRSPs

          Retirement Income: RRIFs

          Education Plans: RESPs

          Investment Shares

          Deposit Protection

           

          Wealth Management

          Regardless of your assets, everyone needs to talk to a Wealth Consultant, even if it’s only once, and it’s just another benefit of your membership.

          What is Wealth Management?

          Wealth Services

          Our Partners in Wealth Management

          Mutual Funds

          Credential Direct

          Our Wealth Management Team

          Make an appointment