Products and Services


Personalized financial services and products to fit your needs and help you every step of the way!

Everyday Banking

We know how much you value banking. Whether its on a day-to-day or monthly basis, we want to provide you with the right tools and services you need!

Chequing accounts 

Savings Accounts

Standard Service Fees (pdf)

Ways To Bank 

Overdraft Protection

MemberCard debit card 


    Additional Services

    We understand that there is more to financial services than just providing a convenient place to keep your money or offering great rates for your investments and borrowing needs

    Member Referral program

    Kirby Kangaroo club for kids

    Executor Ease

    Funeral Plans-Canada

    Our Branches


    Buying a home is probably the biggest purchase you'll make, and we can make it a little easier with a variety of mortgage options.  And every YNCU residential mortgage includes FREE chequing!

    Fixed Rate Mortgage

    Variable Rate Mortgage

    MeritLine of credit

    CHIP Reverse Mortgage


    YNCU loans offer flexible terms and a set repayment plan.

        Personal Loans

        Investment Loans

        Credit Protection

        Credit Union MasterCard

        Lines of Credit

        A YNCU line of credit is a pre-approved loan amount that provides a source of funds when you need it.

            Personal Lines of Credit

            Student Lines of Credit


            YNCU offers a full line of investment products to help you start reaching your financial goals and match your investment style.

            GICs & Term Deposits

            Index-Linked Term Deposits

            Tax-Free Savings

            Retirement Savings: RRSPs

            Retirement Income: RRIFs

            Education Plans: RESPs

            Deposit Protection

            Investment Shares


            Wealth Management

            Regardless of your assets, everyone needs to talk to a Wealth Consultant, even if it’s only once, and it’s just another benefit of your membership.

            Wealth Services

            Mutual Funds *

            Online Brokerage *

            Our Wealth Management Team

            Make an appointment

            *Mutual funds and securities-related financial planning services are offered through Credential Asset Management Inc. Online brokerage services are offered through Qtrade Investor. Mutual funds, other securities and securities-related financial planning services are offered through Credentrial Securities. Qtrade Investor and Credential Securities are divisions of Credential Qtrade Securities Inc.