Products and Services


Personalized financial services and products to fit your needs and help you every step of the way!

Everyday Banking

We know how much you value banking. Whether its on a day-to-day or monthly basis, we want to provide you with the right tools and services you need!

    NEW Simplified Accounts

    Chequing accounts 

    Savings Accounts

    Standard Service Fees (pdf)

    Ways To Bank 

    Overdraft Protection

    MemberCard debit card 


      Additional Services

      We understand that there is more to financial services than just providing a convenient place to keep your money or offering great rates for your investments and borrowing needs

      Member Referral program

      Kirby Kangaroo club for kids

      Executor Ease

      Funeral Plans-Canada

      Our Branches


      Buying a home is probably the biggest purchase you'll make, and we can make it a little easier with a variety of mortgage options.  And every YNCU residential mortgage includes FREE chequing!

      Fixed Rate Mortgage

      Variable Rate Mortgage

      MeritLine of credit

      CHIP Reverse Mortgage


      YNCU loans offer flexible terms and a set repayment plan.

          Personal Loans

          Investment Loans

          Credit Protection

          Credit Union MasterCard

          Lines of Credit

          A YNCU line of credit is a pre-approved loan amount that provides a source of funds when you need it.

              Personal Lines of Credit

              Student Lines of Credit


              YNCU offers a full line of investment products to help you start reaching your financial goals and match your investment style.

              GICs & Term Deposits

              Index-Linked Term Deposits

              Tax-Free Savings

              Retirement Savings: RRSPs

              Retirement Income: RRIFs

              Education Plans: RESPs

              Deposit Protection


              Wealth Management

              Regardless of your assets, everyone needs to talk to a Wealth Consultant, even if it’s only once, and it’s just another benefit of your membership.

              Wealth Services

              Mutual Funds

              Online Brokerage

              Our Wealth Management Team

              Make an appointment