Email Money Transfers

With Interac® e-Transfer YNCU Members can send and receive money from either a computer or web-enabled mobile device. The sender does not need to know the recipient’s institution or account information. Interac® e-Transfer is the secure, quick and cost-effective way to send money. It also means you’ll be able to receive an e-transfer to your account – almost instantly!

Interac® e-Transfer is a quick and convenient way to transfer money for almost anything, such as:

  • Repaying money you borrowed from a friend
  • Sending cash to children at college or university
  • Transferring your share of rent to your roommate
  • Sending money in place of a gift
  • Paying the invoices of suppliers (on single and dual-signature business accounts)
  • No more writing cheques, running to the ATM or paying fees for bank drafts.
Members are now able to see the Payee or Payer name in the eTransfer Withdrawal or eTransfer Deposit transaction! The Payee or Payer name is displayed in your Transaction History of the Member Direct Account Summary screen.


The fee is $1.25 per transfer to send money to another person.  There is no fee to receive an e-transfer to your account (the fee is paid by the sender).  There are no cancellation fees; however, the sending fee is non-refundable.  If you cancel an e-Transfer, your account will be credited with the dollar amount of the transfer but not the sending fee.

Transfer Limits

While there are no minimum amounts, there are maximums for both sending and receiving e-Transfers.

Per Transaction Per Week (last 7 days) Per Month (last 30 days)
Sending Up to $3,000 Up to $10,000 Up to $20,000
Receiving Up to $10,000 Up to $70,000 Up to $300,000

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