Investment Specials


Retirement doesn't have to be scary. It's never too early or too late to start thinking about your financial future. If you're just getting started or looking to improve your exisitng retirement plans, YNCU offers great rates to help you reach your financial goals!

Take advantage of these limited time offers - Contact us today to get started.

3 Year Shielded

Worried about flip-flopping interest rates this RRSP season? You don't have to worry anymore! With YNCU's shielded-prime linked GIC, you can secure a long term investment with the comfort of seeing your rates rise as prime rises. Your investment is also protected if rates go down with a guaranteed rate of 2.90%!

Tiers 3 Year Shielded Rate
$1,000 - 20,000 Prime - .85% 3.10%
$21,000 - 99,000 Prime - .80% 3.15%
$100,000 + Prime - .75% 3.20%

*Minimum deposit of $1,000 required. Shielded GIC's are non-redeemable. Rates are subject to change as Prime rate changes. Interest calculated daily and paid at maturity. Rate Guaranteed not to fall below 2.90%. Current Prime is 3.95%.

2 Year Escalator

With 4 built in escalation periods, you can watch your money grow with confidence with our 2 Year Escalator! This product is fully redeemable every 6 months on the anniversary date of the original investment.   

Escalator Rate
1 - 6 months 2.00%
6 - 12 months 2.50%
12 - 18 months 2.75%
18 - 24 months 4.10%
Yield 2.83%

*Minimum deposit of $1,000 required. Fully redeemable on anniversary date only. Subject to end at any time.

Short Term Deposit

Don't worry about locking your money away for years. From now until June 30th, enjoy the flexibility of our Short Term investment option. This is a great opportunity to transfer over your TFSA and earn a guaranteed rate of 3.00%!

*Minimum deposit of $1,000 required. Term expires June 30, 2019. 

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