Investment Special

Three Investment Options with GREAT RATES!

Whether you're looking for a short term or a longer term for your investments, we've got THREE great options with the best rates to make your money work harder for you.

Invest for 15 months or 25 months

Watch your RRSP, RRIF, TFSA or non-registered investment grow in just 15 or 25 months with these limited time special offers! 

Start with a deposit of just $1,000 and earn 2.2% per annum for 15 months, or earn up to 2.5% per annum on $100,000 or more over 25 months.

GICSpecial (Rates effective 2017-11-20) Rates
15 months: $1,000-19,999 2.20%
15 months: $20,000-99,999 2.25%
15 months: $100,000 and over 2.30%
25 months: $1,000-19,999 2.40%
25 months: $20,000-99,999 2.45%
25 months: $100,000 and over 2.50%

Step-up GIC... the longer you leave it, the better it gets!

Enjoy the benefit of a higher rate on a three year term.  A great addition to your RRSP, TFSA or non-registered plan, with the flexibility to redeem annually on the anniversary date (no partial redemptions).  Minimum deposit $1,000.

Step Up GIC: Escalating rate, 3 year term (Rates effective 2017-11-20) Rates
1st year 1.60%
2nd Year 2.35%
3rd Year 3.35%
Average Yield 2.43%

How your deposits are insured

Choosing a YNCU guaranteed investment is a sure way to watch your money grow safely. Both your principal and your return are guaranteed, regardless of what happens to interest rates. No matter what you're saving for, we have fixed-term or cashable options to suit your needs. Our rates are very competitive and your investment is protected by the Deposit Insurance Corporation of Ontario (DICO).

Learn more about how your deposits are insured

  • Comparing RRSPs and TFSAs (PDF - 837.23 KB)

    Canadians are fortunate to have two options for saving: TFSAs and RRSPs. This booklet explains the difference.
  • Understanding RRSPs (PDF - 879.89 KB)

    This 17-page booklet provides a explanation of Registered Retirement Savings Plans.

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