Credit Union Mastercard®

Changes to Mastercard (click for details) Expand/Collapse

Changes to Mastercard®
If you carry a credit union Mastercard credit card issued by CUETS Financial*, here’s information you need to be aware of. Your Neighbourhood will be partnering with a new Canadian Credit Card provider. This means we will no longer be able to provide support or information on our website or in the branches for your current CUETS Financial credit card. Although Your Neighbourhood is no longer participating in the CUETS Financial credit card program, your credit card will continue to work. CUETS Financial will continue to provide support, service, and assume sole responsibility for all administrative and processing aspects of your current Mastercard credit card.

*Please watch for a letter from CUETS Financial explaining this change and how they will continue to work with you effective January 1, 2018.**

If you’re used to signing in to the Mastercard or Choice Rewards site, be sure to save or bookmark the links before December 31st , 2017 because we’ll be removing those links from our website on that date.

What will stay the same?

You can continue to use your existing CUETS Financial Mastercard credit card after January 1st, 2018, the same way you do today. You will have the same PIN, features and benefits, credit limit, interest rate(s) and fees. Your CUETS Financial Account Agreement and Disclosure Statement, as amended to date, will also remain unchanged. Please ensure your address is current with CUETS Financial so you will continue to receive any notices from them.

If you’ve set up Credit Union Mastercard in your bill payments, you’ll still be able to pay your bill online and in the branch.

What will change?

Effective January 1st, 2018 you won’t see any direct links to CUETS Financial or Choice Rewards site on our website. When you log-in to choicerewards.ca, you will no longer see our name or logo on your landing page. Be sure to save the link before December 31st, 2017.

We will no longer offer CUETS Financial credit cards in the branches, and unfortunately we won’t be able to provide member service on your existing credit card. To continue to manage your account, you can go online using your current login credentials for CUETS Financial Online Card Services. If you aren't currently enrolled, you can visit cucardsonline.com and click "New User / Enrol Now" link. Alternatively, you can contact the CUETS Financial toll-free customer assistance number: CUETS Financial Card Services 1-800-561-7849.


*Guaranteed cards IMPORTANT NOTE:

If you have a CUETS Financial Guaranteed Mastercard (one that requires a financial guarantee from the Credit Union), watch for an important message from us shortly.


*CUETS Financial is a division of The Toronto-Dominion Bank. This credit card is issued by The Toronto-Dominion Bank. All trade-marks are the property of their respective owners. CUETS is a trade-mark of Canadian Credit Union Association, used under licence. ® Choice Rewards is a trademark of The Toronto-Dominion Bank.


New Collabria Mastercard®



Rewards

Collabria Cash Back Mastercard

For great savings, the Cash Back Mastercard starts with no annual fee. Then it pays you for using it! For every dollar you spend, you’ll earn cash back in the form of a credit on your account. Saving couldn’t be simpler.
Collabria Cash Back Mastercard
Annual Fee: $0
Annual Interest Rate: 19.90% Fixed

APPLY NOW

Key Features & Benefits

  • 1 point for every $1 spent
  • DOUBLE points at gas stations
  • Purchase Protection and Extended Warranty
  • Mobile Device Insurance

Plus the Basics:

  • Global Customer Service
  • Zero Liability protection against fraud

Collabria Travel Rewards Gold Mastercard

With the Travel Rewards Gold Mastercard, you have support wherever you go. From as simple as baggage coverage to as big as emergency health coverage, you can travel with peace of mind. Plus, you’ll earn rewards you can redeem for flights, worldwide hotel options, top cruise destinations and more. It’s the perfect card to get you there, and the perfect card to take along.
Collabria Travel Rewards Gold Mastercard

Annual Fee: $99
Annual Interest Rate: 19.90% Fixed

APPLY NOW

Key Features & Benefits:

  • 1 point for every $1 spent
  • DOUBLE points for purchases in foreign currencies
  • Purchase Protection and Extended Warranty
  • Auto Rental Collision/Loss Insurance
  • Emergency Health Care Coverage
  • Protection for grandchildren travelling with you
  • Trip Cancellation Insurance
  • Trip Interruption Insurance
  • Lost or Delayed Baggage Coverage
  • Common Carrier Accident Protection
  • 24/7 Travel Assistance

Plus the Basics:

  • Global Customer Service
  • Zero Liability protection against fraud

US Dollar Mastercard

The US Dollar Mastercard is your key to earning the privileges you deserve - whenever you go to the United States or shop online with a US company. Because there are no foreign transaction fees for US purchases, this is the perfect card when you travel or shop in the US.

Collabria US Dollar Mastercard

Annual Fee: $50 USD
Annual Interest Rate: 19.90% Fixed

APPLY NOW

Key Features & Benefits:

  • 1 point for every $1 USD spent
  • Purchase Protection and Extended Warranty
  • Auto Rental Collision/Loss Insurance
  • Emergency Health Care Coverage
  • Trip Cancellation Insurance
  • Trip Interruption Insurance
  • Lost or Delayed Baggage Coverage
  • Common Carrier Accident Protection
  • 24/7 Travel Assistance

Plus the Basics:

  • Global Customer Service
  • Zero Liability protection against fraud

Collabria Centra Gold Mastercard

The Centra Gold Mastercard gives you a great balance of low rates and rewards possibilities, making it easy to fit into your lifestyle. You’ll save money while enjoying high-value rewards including travel, gifts, shopping and more.

Collabria Centra Gold Mastercard

Annual Fee: $50
Annual Interest Rate: 9.90% Fixed

APPLY NOW

Key Features & Benefits:

The Centra Gold Mastercard gives you a great balance of low rates and rewards possibilities, making it easy to fit into your lifestyle. You’ll save money while enjoying high-value rewards including travel, gifts, shopping and more.

Plus the Basics:

  • Global Customer Service
  • Zero Liability Protection against fraud

Collabria FlexRate Mastercard

The Centra Gold Mastercard gives you a great balance of low rates and rewards possibilities, making it easy to fit into your lifestyle. You’ll save money while enjoying high-value rewards including travel, gifts, shopping and more.
Collabria Flex Rate Mastercard

Annual Fee: $40
Annual Interest Rate: 9.90% - 18.90% variable

APPLY NOW

Key Features & Benefits:

  • 1 point for every $1 spent
  • Purchase Protection and Extended Warranty
  • Mobile Device Insurance

Plus the Basics:

  • Global Customer Service
  • Zero Liability Protection against fraud

Collabria World Mastercard

World cardholders want the flexibility to explore the places and pursuits that mean the most of them. The combination of worldwide acceptance and valuable features means that you have the freedom to do exactly when you want, whenever you feel like it.

Collabria World Mastercard

Annual Fee: $120
Annual Interest Rate: 19.90% Fixed

APPLY NOW

Key Features & Benefits:

  • 2 points for every $1 spent
  • Price Protection
  • Purchase Protection and Extended Warranty
  • Auto Rental Collision/Loss Insurance
  • Emergency Health Care Coverage
  • Trip Cancellation Insurance
  • Trip Interruption Insurance
  • Lost or Delayed Baggage Coverage
  • Common Carrier Accident Protection
  • 24/7 Travel Assistance

Plus the Basics:

  • Global Customer Service
  • Zero Liability Protection against fraud

Low Interest

Collabria Classic Mastercard

For simple use and savings, the Classic Mastercard is the choice for you. It keeps everything easy: a low annual fee, a low interest rate, and basic purchase protection. The only decision you’ll need to make is what to buy.

Collabria Classic Mastercard

Annual Fee: $30
Annual Interest Rate: 11.90% Fixed


APPLY NOW

Key Features & Benefits:

  • Purchase Protection and Extended Warranty
  • Mobile Device Insurance

Plus the Basics:

  • Global Customer Service
  • Zero Liability Protection against fraud

Collabria Student Mastercard

Whether you’re looking to build credit or simply need a card for convenience and security, the Student Mastercard is the smart choice. There’s no annual fee, and your purchases are protected with an extended warranty. Using, building and understanding credit couldn’t be simpler.

Collabria Student Mastercard

Annual Fee: $0
Annual Interest Rate: 11.90% Fixed


APPLY NOW

Key Features & Benefits:

  • Purchase Protection and Extended Warranty
  • Mobile Device Insurance

Plus the Basics:

  • Global Customer Service
  • Zero Liability Protection against fraud

Collabria FlexRate Mastercard

With a credit line and interest rate customized to benefit your financial well-being and a wide-ranging rewards program, the Flex Mastercard gives you maximum flexibility for your lifestyle. You’ll earn reward points with every purchase, and you’ll have a variety of options for redeeming your points.

Collabria Flex Rate Mastercard

Annual Fee: $40
Annual Interest Rate: 9.90% - 18.90% variable

APPLY NOW

Key Features & Benefits:

  • 1 point for every $1 spent
  • Purchase Protection and Extended Warranty
  • Mobile Device Insurance

Plus the Basics:

  • Global Customer Service
  • Zero Liability Protection against fraud

Traveller

Collabria World Mastercard

World cardholders want the flexibility to explore the places and pursuits that mean the most of them. The combination of worldwide acceptance and valuable features means that you have the freedom to do exactly when you want, whenever you feel like it.

Collabria World Mastercard

Annual Fee: $120
Annual Interest Rate: 19.90% Fixed


APPLY NOW

Key Features & Benefits:

  • 2 points for every $1 spent
  • Price Protection
  • Purchase Protection and Extended Warranty
  • Auto Rental Collision/Loss Insurance
  • Emergency Health Care Coverage
  • Trip Cancellation Insurance
  • Trip Interruption Insurance
  • Lost or Delayed Baggage Coverage
  • Common Carrier Accident Protection
  • 24/7 Travel Assistance

Plus the Basics:

  • Global Customer Service
  • Zero Liability Protection against fraud

Collabria Travel Rewards Gold Mastercard

With the Travel Rewards Gold Mastercard, you have support wherever you go. From as simple as baggage coverage to as big as emergency health coverage, you can travel with peace of mind. Plus, you’ll earn rewards you can redeem for flights, worldwide hotel options, top cruise destinations and more. It’s the perfect card to get you there, and the perfect card to take along.

Collabria Travel Rewards Gold Mastercard

Annual Fee: $99
Annual Interest Rate: 19.90% Fixed


APPLY NOW

Key Features & Benefits:

  • 1 point for every $1 spent
  • DOUBLE points for purchases in foreign currencies
  • Purchase Protection and Extended Warranty
  • Auto Rental Collision/Loss Insurance
  • Emergency Health Care Coverage
  • Protection for grandchildren travelling with you
  • Trip Cancellation Insurance
  • Trip Interruption Insurance
  • Lost or Delayed Baggage Coverage
  • Common Carrier Accident Protection
  • 24/7 Travel Assistance

Plus the Basics:

  • Global Customer Service
  • Zero Liability protection against fraud

US Dollar Mastercard

Collabria US Dollar Mastercard

Annual Fee: $50 USD
Annual Interest Rate: 19.90% Fixed


APPLY NOW

Key Features & Benefits:

  • 1 point for every $1 USD spent
  • Purchase Protection and Extended Warranty
  • Auto Rental Collision/Loss Insurance
  • Emergency Health Care Coverage
  • Trip Cancellation Insurance
  • Trip Interruption Insurance
  • Lost or Delayed Baggage Coverage
  • Common Carrier Accident Protection
  • 24/7 Travel Assistance

Plus the Basics:

  • Global Customer Service
  • Zero Liability protection against fraud

Student

Collabria Student Mastercard

Whether you’re looking to build credit or simply need a card for convenience and security, the Student Mastercard is the smart choice. There’s no annual fee, and your purchases are protected with an extended warranty. Using, building and understanding credit couldn’t be simpler.
Collabria Student Mastercard

Annual Fee: $0
Annual Interest Rate: 11.90% Fixed


APPLY NOW



Key Features & Benefits:

  • Purchase Protection and Extended Warranty
  • Mobile Device Insurance

Plus the Basics:

  • Global Customer Service
  • Zero Liability Protection against fraud

Collabria Cash Back Mastercard

For great savings, the Cash Back Mastercard starts with no annual fee. Then it pays you for using it! For every dollar you spend, you’ll earn cash back in the form of a credit on your account. Saving couldn’t be simpler.

Collabria Cash Back Mastercard
Annual Fee: $0
Annual Interest Rate: 19.90% Fixed


APPLY NOW

Key Features & Benefits:

  • 1 point for every $1 spent
  • DOUBLE points at gas stations
  • Purchase Protection and Extended Warranty
  • Mobile Device Insurance

Plus the Basics:

  • Global Customer Service
  • Zero Liability protection against fraud

The Your Neighbourhood Credit Union Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

For detailed card information, applications, features and benefits,
visit https://www.collabriacreditcards.ca/affiliate_your-neighbourhood-credit-union/
 

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