Member Referral Program

Member referral

How does it work?

Tell your family! Tell your colleagues! Tell your friends & neighbours!

Refer a friend and when they become a YNCU member, you’ll BOTH be eligible for a reward of up to $100 for the business they bring to YNCU.  Rewards are cumulative to a maximum bonus of $100. 

Here is how it works:

  • $50 if the new member opens a term deposit for a minimum 1-year term and a minimum deposit of $5,000
  • $50 if the new member gets a personal loan for a minimum 1-year term and a minimum loan of $5,000
  • $50 if the new member opens a chequing account and sets up an automatic payroll deposit into the YNCU account
  • $100 if the new member chooses a fixed or variable rate residential mortgage or Meritline (minimum amount or advance of $50,000).
  • Refer a child (under 18) and receive $10
  • Refer a classmate and get an additional $10 in your account
  • Organization/Team Account – for every child who opens a new membership, the team gets $10 per child and the child receives $10 in their account.

Terms and conditions of this program can be altered, changed or cancelled without notice.  Referral bonuses are not eligible when referred by a source that is already receiving a referral reward (e.g. mortgage broker, car dealership, etc.)

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