Home Buyers' Bundle

We'll make it easier!

The challenge of buying your first home can seem so daunting that it’s tempting to continue living with your parents, or to just keep paying rent. Well fortunately for you, we are your resident experts on making the most important purchase of your life, and we do not take the responsibility lightly. Sit down with us and let's crunch the numbers. We can help make your life easier by explaining your options and helping you determine what best suits your lifestyle and finances.

Want to find out how much you can afford to borrow towards purchasing a home or see what your payments might be? Use our mortgage calculator!

First Time Home Buyers' Bundle

Buying your first home can certainly be overwhelming, so why not simplify the process and use our First Time Home Buyers’ Bundle? Our staff can help you get set up with all of these great products, and save you a lot of time and hassle. Contact us today to maximize your savings, and take advantage of the added perks and benefits that are unique to First Time Home Buyers at YNCU.

A Home Free Chequing Account Expand/Collapse

To thank you for making one of the most monumental purchases of your life with us by your side, we want to provide you with an exclusive member benefit. Our Home Free Chequing Account is a deluxe package valued at $16.95 per month, offered for FREE to our members who have a mortgage with us.

Features and Benefits

  • Debit Card Buyer Protection and Extended Warranty
  • Unlimited in-branch and self-serve transactions
  • Free for Members with a YNCU mortgage

Core Features and Benefits


Monthly Fee $16.95 - FREE with a YNCU mortgage
Number of Debit Transactions Unlimited Free monthly transactions

Account Extras

Interac e-Transfers $1.25
ATM Withdrawals at another Financial Institution Ding Free at an Exchange Network ATM
$1.50 In Canada at a non-Exchange Network ATM
$3.00 Outside Canada
Cheques Free basic order
Debit Card Protection Buyer Protection and Extended Warranty
Statement Free On-line / $2.00 printed


Standard service fees apply to services not included in the Free Mortgage Chequing package.

Home Warranty Plan Expand/Collapse

Protect your home and your family from the unexpected. Add an extra level of protection to your new home when you take out or renew a mortgage with YNCU. Credit Union Home Warranty covers the repair or replacement of your home systems and appliances when breakdowns occur. With this membership, get direct access to a nationwide network of service professionals. For a small monthly fee, you can avoid the financial strain of costly repairs and the inconvenience of arranging service when the unexpected happens.

More information >>

 

 


Credit Union Home Warranty is managed and administered by Assurant Services Canada Inc. (ASCI). ASCI, its subsidiaries and affiliates carry on business in Canada under the name Assurant©. Details of your warranty coverage, including definitions, benefits, limitations, and exclusions, are in the Terms & Conditions provided upon enrollment. ® Assurant is a registered trademark of Assurant, Inc.

 

Home Buyers' Guide Expand/Collapse

We've created a go-to guide for all of the information you need when purchasing a home.  Let us help you make this monumental purchase easy with our helpful lists, hints, tips and tools!

Download the Home Buyers' Guide

 Click here to download our Homebuyers' Guide

Bonus Choice Rewards Points Expand/Collapse

Buying a house will certainly require bill payments and every day purchases – make sure you are being rewarded by signing up for a fee-based MasterCard®and receive up to 5000 Bonus Choice Rewards®points. Points can be redeemed for merchandise for your new home, travel, and cash rewards.

Click here to learn about our fleet of MasterCard® products. Contact us to apply today.

 

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