Fixed Rate Mortgage

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Buying a home is probably the biggest purchase you'll make, and we can make it a little easier with a variety of mortgage options. And every YNCU residential mortgage includes FREE chequing!  Talk to us today!

Fixed Rate Mortgage: Stress-free payments

A fixed rate mortgage carries a set interest rate for a specific period of time; payment of the principal and interest remains the same throughout the term, protecting you from rising interest rates.

  • Conventional first and second mortgages up to 80% Loans to Value (LTV).
  • High ratio first mortgage for a new purchase, up to 95% LTV by CMHC or Genworth Financial
  • Terms: 1 to 5, or 7 years

Fixed Rate Open Mortgage

The interest rate is fixed for a one-year term but is fully open to prepay any amount during that term.

Mortgage and Loan Calculators & Applications

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