Variable Rate

Variable Rate Mortgage: Flexibility with Security

5-Year Shielded Rate Mortgage

Our unique 5-Year Shielded Rate Mortgage is fixed to prime and allows you to take advantage of today’s low interest rates, but also protects you if rates begin to rise as your rate will never exceed the predetermined ceiling rate.

Variable Open Rate Mortgage

This mortgage allows you to pre-pay as much of your mortgage balance as you wish without any penalty.

Variable Rate Closed Convertible Mortgage

A new twist on our variable rate mortgage ... the interest rate fluctuates with the prime rate, but you can convert it at any time to a fixed-rate mortgage with a term equal to or greater than the remaining term.

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