Credential Financial Inc.

Sound advice for free!

At Your Neighbourhood Credit Union, we offer a resource for your questions about investments, financial or retirement planning, budgeting or estate planning through Credential Financial Inc. Grant Galloway and Michael Yashar are full-time area representatives for YNCU. At no cost, a review will provide you with the opportunity to:

  • examine your financial position
  • manage risk through investment allocation
  • identify personal financial goals
  • choose healthy investment and savings plans
  • build funds for higher education
  • diversify investments
  • identify risk tolerance
  • discuss tax considerations
  • exercise the best investment options
  • determine retirement options
  • benefit from recommendations made by a qualified Credential Financial Strategies representative who offers expert advice on investment services and products.

Pressure selling tactics don’t enter into the relationship with Credential. Our representatives are paid a salary, a system that removes a major barrier for people seeking financial information. Your representative will talk to you, clarify your goals and objectives, take some notes, and discuss your options. Through the Credential program, you will have access to a complete range of investment products and holistic planning services to put your financial plan into action. You can think about what you have discussed, and decide whether it’s right for you.

Meet our Credential representatives:

Grant Galloway, CFP, CHS, CLUGrant Galloway, CFP, CHS is a dedicated career professional, who takes a personalized approach to each credit union Member. Grant joined Credential Financial Inc. in 2012.  He has been in the wealth management services business for almost 20 years and is a Certified Financial Planner, in addition to holding other designations.  Grant also has agricultural experience within his portfolio. He is eager to meet you!

Michael Yashar


Michael Yashar joined Credential in 2014. Michael’s approach to life and business is based on relationship building which has proven successful in various industries, most recently with one of the country’s largest financial services companies. Michael appreciates the business and confidence members have in YNCU and you’ll see that reflected in his tact and professionalism.

Start with a review of your total financial situation. If you decide this isn’t for you, then all you've spent is 30 or 45 minutes of your time.

Meetings can be held at 168 King Street South, Suite 2 in Waterloo, at one of our branches across Southwestern Ontario, or at your home, and can be arranged for a time that is convenient to you!

To meet with a representative, contact us:

We look forward to hearing from you!

Credential Financial Inc. and its affiliates offer financial planning and investments to members of credit unions and their communities.  ®Credential is a registered mark owned by Credential Financial Inc. and is used under licence.


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