THINGS TO KNOW BEFORE ENTERING THE HOUSING MARKET
At YNCU, we know entering the housing market is a daunting task. School does not prepare you for the financial risk you take when purchasing a home for the first time. We want to share with you some tips to help you enter the housing market, responsibly.
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Going out on a limb and starting your own business? We’ll be your safety net. Fiercely, growing your company? We’ll be your fertilizer. Whatever stage your business is at, we’re here to keep everything in your financial garden rosy with education, support, and straightforward advice.
You have an idea for a business—but will it be successful? A business plan can help you analyze the market, set goals, and determine what strategies you need to succeed.
From patents to business structure, you’ll need to address some key legal considerations before you can turn your business dreams into reality.
No matter what industry you’re in, it's likely that at some stage you’ll need advice to improve your business. Learn which advisors can help your business succeed.
Whether you're a sole proprietor or head of a large corporation, if you're starting a new business you'll need to contact a variety of regulatory authorities.
There’s more than one way to start a business, and even more ways to keep it going. Determining your capital needs and potential sources is essential to fund your business.
Working from home isn’t for everyone, but there are some significant tax advantages to maintaining and using a home office for your business.
Making a new hire can grow your business, but it can also complicate things. Before posting a job ad, make sure you understand what’s involved in hiring and managing employees.
Marketing is all about understanding your customers' needs. By tapping into marketing strategies that are right for your business, you can help fuel your business’s growth.
If you’ve ever had a job, you know how important it is to be paid correctly and on time. That’s why it’s essential to understand payroll, even if you choose to outsource it.
Funding your day-to-day operations requires some kind of working capital. You should understand your expenses and income to determine how much you need to stay afloat.
Expansion is a sign of growth, but it can be challenging to accurately plan for new facilities, more employees, or both. Anticipate demand with accurate capacity planning.
Finding and hiring the right employees will be essential to your business’s continued growth. But there’s a lot to consider when it comes to making the right hire.
What’s the best way to get your products and services into the hands of customers? Improve your results with a clear plan for the activities involved in distribution.
Operating internationally can open up exciting opportunities in new markets. However, you’ll need to be mindful of foreign exchange implications and international regulations.
No matter the size of your business, technology can be a game changer. Explore how planning and financing a digital transformation can benefit your business.
Establishing clear policies, rules, and expectations will go a long way to keep your workforce happy and your business running smoothly.
Sometimes joining forces with another company is the best way to guarantee the continued growth of your business. Discover when a business alliance or merger might help.
Research and development is crucial to the success of a business. Ensure you have all the information available when it comes to accessing support.
As your business grows, you may find opportunities to expand into new markets. Enhance your chance of success with forecasting and an updated business plan.
Maintain a competitive advantage in your industry by analyzing your competitors’ strengths and weaknesses, and continually plan how you’ll stay one step ahead.
An organization must meet a specific set of criteria to be registered as a nonprofit. Understand what’s involved with this comprehensive guide to getting started.
A board of directors helps steer a nonprofit organization to reach its goals. Finding directors with the right skills and assigning appropriate roles is essential to create a strong board.
Just like a regular business, your nonprofit organization will need a well thought out mission, goals, and business plan in order to launch successfully.
A nonprofit organization must have its own constitution to specify how the organization operates. This document and its bylaws will govern all aspects of the organization.
A nonprofit organization requires insurance, just like a regular business. Protect directors from liability with the right insurance for volunteers, workers, and more.
Regardless of size, your nonprofit’s organizational structure will determine how it functions, whether it is registered as a charity or not, and how volunteers are involved.
When it comes to marketing, nonprofit organizations have double the work. You have to reach people who will use your services, as well those who will support those services.
Whether you use volunteers, staff, or a combination of both, you should understand the regulations and responsibilities involved in hiring for a nonprofit organization.
Nonprofit organizations rely on funding to survive. Make it easy for individuals to contribute financially to your nonprofit with straightforward support options.
Raising funds for a nonprofit organization can be challenging. Setting realistic goals and being strategic can help you save time and boost fundraising results.
Nonprofit organizations can apply for all sorts of grants, but you’ll need to be organized and have a clear budget to put them to work.
Make it simple for your supporters to help you financially and get closer to your funding goals with a merchant credit card for your nonprofit.
You may eventually decide to dissolve your nonprofit organization. Before you start this final process, be sure that you’ve explored all your options.
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Your Neighbourhood Credit Union (YNCU) is a licensed credit union operating in, and under the laws of, the province of Ontario. Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA) .