Auto loan
from
5.45%*
Limited time offer
The vehicle you want, for less
Drive away with a great rate on your next car, truck, SUV or EV. Fill out the form below or call us at 1-888-263-2225 to get started.
Move your pay to YNCU for an additional 0.10%* off your rate. Terms and conditions apply.
SMART SAVING
YNCU has flexible financing solutions that work for you
When you apply for a vehicle, we’ll get you financing with only the amount you need, for the car you want, and within your budget. We have competitive rates, flexible terms and payment options. Here’s an overview of financing:
Pick your terms
Pick from flexible amortization terms with up to 96 months on select vehicles, along with fixed or variable rate financing to suit your needs.
Choose your payment schedule
Select a payment schedule that works for you
Purchase your vehicle
Get financing through YNCU when you're ready to purchase.
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Open an Everyday Chequing account online
Start your YNCU membership and open your account online.
Hear it from our members
We offer a wide range of banking services to help Ontarians live better lives and reach their financial goals.
“Been a member here for years. Customer service is awesome, they know me by name and every time I walk through the doors I am treated with nothing but respect and I feel like I’m coming home for a visit. I’m not just an account number, I’m a family member.”
“YNCU has been wonderful to deal with. Love that I can walk into the bank and they know who we are. The personal touch is the key to banking, you are not just a number.”
“They've always been friendly and helpful. Some of the staff remember me from when I was a kid and opened my first account with change I saved in an empty tissue box. Since then they've helped with advice on buying a business, and with opening and using savings accounts.”