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  <channel>
    <title>Business</title>
    <link>https://www.yncu.com/learn/business</link>
    <description>Explore business insights, financial tips, and practical advice to help your business grow, manage money, and plan for the future.</description>
    <language>en</language>
    <pubDate>Fri, 02 Oct 2026 01:24:19 GMT</pubDate>
    <dc:date>2026-10-02T01:24:19Z</dc:date>
    <dc:language>en</dc:language>
    <item>
      <title>Starting a small business: The do's and don’ts</title>
      <link>https://www.yncu.com/learn/business/starting-a-small-business</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.yncu.com/learn/business/starting-a-small-business" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.yncu.com/hubfs/People/Blake/Man-30-hand-on-chin.webp" alt="Starting a small business: The do's and don’ts" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p style="line-height: 1.15;"&gt;Being your own boss has crossed the minds of many, but entrepreneurship is not for everyone. Alongside the flexibility of working around your own schedule, turning your passion into a steady stream of income, and being your own boss, the road can be challenging. &lt;a href="https://www.yncu.com/business"&gt;Starting a business &lt;/a&gt;requires preparation, caution, courage, and patience. Recognizing that your business's success depends on you comes with hurdles, but it can also become the best decision you ever make.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.yncu.com/learn/business/starting-a-small-business" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.yncu.com/hubfs/People/Blake/Man-30-hand-on-chin.webp" alt="Starting a small business: The do's and don’ts" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p style="line-height: 1.15;"&gt;Being your own boss has crossed the minds of many, but entrepreneurship is not for everyone. Alongside the flexibility of working around your own schedule, turning your passion into a steady stream of income, and being your own boss, the road can be challenging. &lt;a href="https://www.yncu.com/business"&gt;Starting a business &lt;/a&gt;requires preparation, caution, courage, and patience. Recognizing that your business's success depends on you comes with hurdles, but it can also become the best decision you ever make.&lt;/p&gt;  
&lt;img src="https://track-na3.hubspot.com/__ptq.gif?a=343084176&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.yncu.com%2Flearn%2Fbusiness%2Fstarting-a-small-business&amp;amp;bu=https%253A%252F%252Fwww.yncu.com%252Flearn%252Fbusiness&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>financial literacy</category>
      <category>financial planning</category>
      <category>Entrepreneurship</category>
      <category>Business banking</category>
      <category>Business planning</category>
      <category>Startup tips</category>
      <category>Local business</category>
      <category>Canadian small business</category>
      <category>Small business</category>
      <category>Small business finance</category>
      <category>Startup Guide</category>
      <pubDate>Sat, 08 Aug 2026 12:00:00 GMT</pubDate>
      <guid>https://www.yncu.com/learn/business/starting-a-small-business</guid>
      <dc:date>2026-08-08T12:00:00Z</dc:date>
      <dc:creator>Krystel Edwards</dc:creator>
    </item>
    <item>
      <title>How to stay competitive and grow your business: Advice</title>
      <link>https://www.yncu.com/learn/business/how-to-grow-your-business</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.yncu.com/learn/business/how-to-grow-your-business" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.yncu.com/hubfs/Objects/Other/black-shell-black-lines.webp" alt="How to stay competitive and grow your business: Advice" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.yncu.com/learn/business/how-to-grow-your-business" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.yncu.com/hubfs/Objects/Other/black-shell-black-lines.webp" alt="How to stay competitive and grow your business: Advice" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&amp;nbsp;&lt;/p&gt;  
&lt;img src="https://track-na3.hubspot.com/__ptq.gif?a=343084176&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.yncu.com%2Flearn%2Fbusiness%2Fhow-to-grow-your-business&amp;amp;bu=https%253A%252F%252Fwww.yncu.com%252Flearn%252Fbusiness&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Entrepreneurship</category>
      <category>Business planning</category>
      <category>Small business</category>
      <category>business growth</category>
      <category>Market research</category>
      <category>Competitive strategy</category>
      <category>Business finance</category>
      <category>Competitor analysis</category>
      <pubDate>Wed, 01 Jul 2026 09:30:00 GMT</pubDate>
      <guid>https://www.yncu.com/learn/business/how-to-grow-your-business</guid>
      <dc:date>2026-07-01T09:30:00Z</dc:date>
      <dc:creator>Krystel Edwards</dc:creator>
    </item>
    <item>
      <title>How to expand your business internationally: Advice</title>
      <link>https://www.yncu.com/learn/business/how-to-expand-your-business-internationally</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.yncu.com/learn/business/how-to-expand-your-business-internationally" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.yncu.com/hubfs/Objects/Other/compass-walnut-pink-black-lines.webp" alt="alt=&amp;quot;&amp;quot;" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.yncu.com/learn/business/how-to-expand-your-business-internationally" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.yncu.com/hubfs/Objects/Other/compass-walnut-pink-black-lines.webp" alt="alt=&amp;quot;&amp;quot;" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&amp;nbsp;&lt;/p&gt;  
&lt;img src="https://track-na3.hubspot.com/__ptq.gif?a=343084176&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.yncu.com%2Flearn%2Fbusiness%2Fhow-to-expand-your-business-internationally&amp;amp;bu=https%253A%252F%252Fwww.yncu.com%252Flearn%252Fbusiness&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>business growth</category>
      <category>exporting</category>
      <category>Foreign exchange</category>
      <category>International business</category>
      <category>importing</category>
      <category>Market research</category>
      <category>Global markets</category>
      <category>Business finance</category>
      <pubDate>Tue, 30 Jun 2026 13:30:00 GMT</pubDate>
      <guid>https://www.yncu.com/learn/business/how-to-expand-your-business-internationally</guid>
      <dc:date>2026-06-30T13:30:00Z</dc:date>
      <dc:creator>Krystel Edwards</dc:creator>
    </item>
    <item>
      <title>4 ways to finance your business: Advice</title>
      <link>https://www.yncu.com/learn/business/ways-to-finance-your-business</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.yncu.com/learn/business/ways-to-finance-your-business" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.yncu.com/hubfs/Objects/Other/oystery-black-pearl-pink-lines.webp" alt="4 ways to finance your business: Advice" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;span&gt;Whether you're starting a business, purchasing equipment or managing day-to-day cash flow, having access to the right financing can help you reach your goals. &lt;/span&gt;&lt;span&gt;Different types of financing are designed for different needs. Before choosing an option, consider how much you need, what you'll use the money for, how quickly you need it and how you'll repay it.&lt;/span&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.yncu.com/learn/business/ways-to-finance-your-business" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.yncu.com/hubfs/Objects/Other/oystery-black-pearl-pink-lines.webp" alt="4 ways to finance your business: Advice" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;span&gt;Whether you're starting a business, purchasing equipment or managing day-to-day cash flow, having access to the right financing can help you reach your goals. &lt;/span&gt;&lt;span&gt;Different types of financing are designed for different needs. Before choosing an option, consider how much you need, what you'll use the money for, how quickly you need it and how you'll repay it.&lt;/span&gt;&lt;/p&gt;  
&lt;img src="https://track-na3.hubspot.com/__ptq.gif?a=343084176&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.yncu.com%2Flearn%2Fbusiness%2Fways-to-finance-your-business&amp;amp;bu=https%253A%252F%252Fwww.yncu.com%252Flearn%252Fbusiness&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Entrepreneurship</category>
      <category>business growth</category>
      <category>business loan</category>
      <category>Working capital</category>
      <category>business line of credit</category>
      <category>Starting a business</category>
      <category>Business finance</category>
      <pubDate>Tue, 05 May 2026 04:45:00 GMT</pubDate>
      <guid>https://www.yncu.com/learn/business/ways-to-finance-your-business</guid>
      <dc:date>2026-05-05T04:45:00Z</dc:date>
      <dc:creator>Krystel Edwards</dc:creator>
    </item>
    <item>
      <title>How to create a business plan: Advice</title>
      <link>https://www.yncu.com/learn/business/how-to-create-a-business-plan</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.yncu.com/learn/business/how-to-create-a-business-plan" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.yncu.com/hubfs/Objects/3d-graph-on-black-background.webp" alt="How to create a business plan: Advice" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;span&gt;Expanding into international markets can give your business access to new customers and revenue opportunities, but it also introduces new risks and responsibilities. &lt;/span&gt;&lt;span&gt;Before entering a new country, take time to understand the market, assess your business's readiness and develop a plan for managing foreign exchange, regulations, logistics and other costs. &lt;/span&gt;&lt;span&gt;Here are some important considerations for Canadian businesses looking to expand internationally.&lt;/span&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.yncu.com/learn/business/how-to-create-a-business-plan" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.yncu.com/hubfs/Objects/3d-graph-on-black-background.webp" alt="How to create a business plan: Advice" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;span&gt;Expanding into international markets can give your business access to new customers and revenue opportunities, but it also introduces new risks and responsibilities. &lt;/span&gt;&lt;span&gt;Before entering a new country, take time to understand the market, assess your business's readiness and develop a plan for managing foreign exchange, regulations, logistics and other costs. &lt;/span&gt;&lt;span&gt;Here are some important considerations for Canadian businesses looking to expand internationally.&lt;/span&gt;&lt;/p&gt;  
&lt;img src="https://track-na3.hubspot.com/__ptq.gif?a=343084176&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.yncu.com%2Flearn%2Fbusiness%2Fhow-to-create-a-business-plan&amp;amp;bu=https%253A%252F%252Fwww.yncu.com%252Flearn%252Fbusiness&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Business planning</category>
      <category>business growth</category>
      <category>starting a business plan</category>
      <category>business plan template</category>
      <category>small business plan</category>
      <category>business startup costs</category>
      <category>Market research</category>
      <category>Business finance</category>
      <category>how to write a business plan</category>
      <pubDate>Wed, 01 Apr 2026 10:00:00 GMT</pubDate>
      <guid>https://www.yncu.com/learn/business/how-to-create-a-business-plan</guid>
      <dc:date>2026-04-01T10:00:00Z</dc:date>
      <dc:creator>Krystel Edwards</dc:creator>
    </item>
    <item>
      <title>From homeowner to entrepreneur: Lindsey's journey with The Refill Bar</title>
      <link>https://www.yncu.com/learn/business/from-homeowner-to-entrepreneur-the-refill-bar</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.yncu.com/learn/business/from-homeowner-to-entrepreneur-the-refill-bar" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.yncu.com/hubfs/Objects/Mortgage/hanging-light-purple-lines.webp" alt="From homeowner to entrepreneur: Lindsey's journey with The Refill Bar" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Starting a business often begins with an idea — and the courage to turn that idea into reality. For Lindsey Oman, that idea was The Refill Bar, a refill store in downtown Guelph focused on helping people make more sustainable, waste-conscious choices. Her journey to becoming a business owner started years earlier, when she and her husband were looking for their first family home.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.yncu.com/learn/business/from-homeowner-to-entrepreneur-the-refill-bar" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.yncu.com/hubfs/Objects/Mortgage/hanging-light-purple-lines.webp" alt="From homeowner to entrepreneur: Lindsey's journey with The Refill Bar" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Starting a business often begins with an idea — and the courage to turn that idea into reality. For Lindsey Oman, that idea was The Refill Bar, a refill store in downtown Guelph focused on helping people make more sustainable, waste-conscious choices. Her journey to becoming a business owner started years earlier, when she and her husband were looking for their first family home.&lt;/p&gt;  
&lt;img src="https://track-na3.hubspot.com/__ptq.gif?a=343084176&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.yncu.com%2Flearn%2Fbusiness%2Ffrom-homeowner-to-entrepreneur-the-refill-bar&amp;amp;bu=https%253A%252F%252Fwww.yncu.com%252Flearn%252Fbusiness&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Entrepreneurship</category>
      <category>Local business</category>
      <category>Member stories</category>
      <category>Sustainability,</category>
      <category>Community, Small business</category>
      <category>Guelph</category>
      <pubDate>Mon, 25 Oct 2021 17:15:00 GMT</pubDate>
      <guid>https://www.yncu.com/learn/business/from-homeowner-to-entrepreneur-the-refill-bar</guid>
      <dc:date>2021-10-25T17:15:00Z</dc:date>
      <dc:creator>Krystel Edwards</dc:creator>
    </item>
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