
Our scheduled maintenance is in progress
Online and mobile banking will be unavailable from November 6–9
We're bringing our banking systems together. As the final steps of a merger, our Comtech Fire Credit Union members will transition to YNCU’s banking system over the November 6–8 weekend. To make this change, YNCU online and mobile banking will be temporarily unavailable from 8:00 p.m. on November 6 until November 9.
Once online banking is back up on November 9, you'll be able to sign in to your new banking experience. Read the steps here.
Important dates
Please plan ahead for temporary changes to online, mobile and e-Transfer services.
November 3
Sending e-Transfers becomes temporarily unavailable.
November 4
Receiving or depositing e-Transfers, fulfilling Requests for Money, and registering for Autodeposit become temporarily unavailable.
November 5
Remaining pending e-Transfers will be cancelled without notification. Funds will be returned to your account.
November 6
Complete time-sensitive online or mobile banking by 7:00 p.m. Online and mobile banking become temporarily unavailable at 8:00 p.m.
November 9
Online and mobile banking, including Interac e-Transfer®, become available through YNCU. You can set up your new login.

Your first login beginning November 9
Have your member number and sign-in instructions handy. You’ll create a new username and password in a few simple steps.
Open online banking
Visit yncu.com > Log in > Online Banking and select “Create your username.”
Enter your member number and one-time PAC
Use the member number or signer login ID in your instructions. Enter your one-time PAC in the Password field. Your old CFCU password won’t carry over.
Enter your verification code
We’ll send a code to the email address or mobile phone number on your profile. Enter it to continue.
Create your new login details
Follow the prompts to choose your new username and password for future access.

Business members and signers
Business members: Use your current CFCU business member number.
Business signers: Keep your organization member number and update the signer ending: 001 becomes P1, 002 becomes P2, 003 becomes P3. Enter the full login ID with no spaces. Refer to your signer guide for your PAC instructions.
You can access business banking from either the Personal or Business section of yncu.com.
Setting up a business delegate
Once you’re logged in, you can add a delegate to help with your business banking. Follow the steps below to get them set up. If you need a hand, contact your Portfolio Manager or call 1-866-942-2328.
Read the full step-by-step guide here.
Add your delegate
Go to Services > Manage Delegates > Add New Delegate. Have their email and mobile number ready, then choose their access level.
Create their temporary password
After adding the delegate, select their name in Manage Delegates, then Change Password. Create a temporary password and provide it to them.
Help them get started
Their temporary password expires after 24 hours. They’ll use their case-sensitive username to sign in, then create their own password.

Need a hand? We're here.
Before November 9
Visit your branch or call 1-800-209-7444 and press 1.
Beginning November 9
Call 1-866-942-2328.
Need help?
Commonly asked questions
Personal and business members: No. Continue using your current CFCU member number.
Business account signers: Your organization member number stays the same, but the signer ending of your login ID changes—for example, 001 becomes P1. Use your organization member number followed by the new signer ending, with no spaces.
Your existing password won’t carry over. For your first login, select “Create your username” and use the one-time PAC described in your sign-in instructions as your password. You’ll then create a new username and password.
Check the email address and mobile phone associated with your profile, including your email’s junk folder. If the code hasn’t arrived or your contact details need updating, contact us for help.
You’ll need to recreate your saved recipients and re-register for Autodeposit after signing in through YNCU on or after November 9.
Visit yncu.com and select Log in > Online Banking. You can access business banking from either the Personal or Business section of the website.
After adding the delegate, select their name under Manage Delegates, then choose Change Password. Create a temporary password and provide it to them—it expires after 24 hours. They’ll use their case-sensitive username and temporary password to sign in, then create their own password.