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GICs and investment options in Ontario
Guarantee your returns with a YNCU GIC, or explore mutual funds, bonds, and money market funds available through Aviso Wealth.
GICs
Learn more about GICsGuaranteed returns | Registered account eligible
Earn a guaranteed rate for the term you choose. Can be added to a registered account like a TFSA.
Mutual funds
Learn more about Mutual fundsMarket growth | Income | Registered account eligible
Diversify your financial portfolio by adding a professionally managed mix of diversified assets to it.
Bonds
Learn more about BondsIncome | Registered account eligible
Add fixed-income investments to your financial portfolio that could provide income.
Money market funds
Learn more about Money market fundsIncome | Registered account eligible
Explore money market funds as short-term investment funds focused on liquidity.
Class A Shares
Learn more about Class A SharesMarket growth | Registered account eligible
Invest closer to home with YNCU-exclusive investment shares designed for long-term portfolios.
Looking for a registered account for your GIC or investment?
Some GICs and investments are eligible to be held inside registered and non-registered plans, depending on the product and account type.
Tax-Free Savings Account
Learn more about Tax-Free Savings AccountA Tax-Free Savings Account helps you invest for future goals and grow eligible earnings tax-free.
Registered Retirement Savings Plan
Learn more about Registered Retirement Savings PlanA Registered Retirement Savings Plan helps you build retirement savings with tax-deferred growth.
First Home Savings Account
Learn more about First Home Savings AccountA First Home Savings Account helps you save and invest toward a qualifying first home.
Registered Education Savings Plan
Learn more about Registered Education Savings PlanA Registered Education Savings Plan helps education savings grow with potential government grants.
Registered Retirement Income Fund
Learn more about Registered Retirement Income FundA Registered Retirement Income Fund turns retirement savings into income over time.
Locked-In Retirement Account
Learn more about Locked-In Retirement AccountA Locked-In Retirement Account keeps pension money invested for future retirement income.

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August 7, 2026 | Krystel Edwards | 19 min Read