- Personal
- Borrow
Personal loans, and credit options to help you move forward with your goals
Big purchase, unexpected cost, new vehicle, or school — different plans need different kinds of borrowing. Start with what you need the money for, then choose the YNCU borrowing option that fits the job — starting with personal loans.


Mortgages
Buying your first home, moving, renewing or refinancing? Your mortgage should fit your life—not the other way around. We’ll help you understand your options, find the right balance of rate, payment and flexibility, and make one of life’s biggest financial decisions feel a little simpler.
Personal loans
Vehicle loan
Learn more about Vehicle loanFinance a new or used vehicle with payments that work with your budget.
RSP Loan
Learn more about RSP LoanBorrow to make an RSP contribution and give your retirement savings more time to grow.
Personal Loan
Learn more about Personal LoanCover a larger purchase or unexpected cost with a set loan amount and predictable payments.
Lines of credit
Line of Credit
Learn more about Line of CreditKeep flexible credit available for repairs, larger purchases, or unexpected costs.
Home Equity Line of Credit
Learn more about Home Equity Line of CreditUse available equity in your home to help pay for renovations, repairs, or other larger expenses.
Student Line of Credit
Learn more about Student Line of CreditHelp cover tuition, books, supplies, and living costs while you are in school.