Reducing the barriers between you and money
YNCU was created on the belief that all people deserve the same access to money—to buy a home or to live their dreams. Its an idea that is still relevant today. At YNCU, we're combining new levels of technological intelligence, simplicity, and speed that you'd expect from modern financial services with something technology can’t replace, genuine human care—as your financial future shouldn't be decided by an algorithm.
The YNCU story: Community made
YNCU began in the 1940s, when people came together in church halls, factories and workplaces to create a better way to save, borrow and build their futures. In Waterloo Region, St. Louis Parish Credit Union started in a church hall in 1947. In Brantford and Paris, YNCU grew from factory floors. Across Ontario, teachers, Bell Canada employees, firefighters, public sector workers and countless others added to our story and shaped our values.
$5.83M in member shares given since 2005
Making a difference
YNCU invests in the communities we all call home. From supporting local charities, food security, youth programs and financial education to giving our people time to volunteer and taking action on environmental sustainability, we put our values to work. As a Certified B Corporation, we hold ourselves accountable to the highest standards of social and environmental performance, transparency and responsible business. Because doing well should mean doing good, too.
Your voice helps shape YNCU
You’re not just a member at YNCU—you’re an owner. That means you get a say in how we’re run, where we’re headed, and the difference we make along the way. Our Annual General Meeting is your chance to see how we’re doing, from our financial performance and social impact to the communities we’re investing in and the plans shaping our future. You can also vote to elect our Board of Directors and help choose the people who represent you.