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Save

Savings Accounts

Savings
High Interest Savings
Emergency Savings
Combination Savings
US Spend and Save
Compare all Savings Accounts

Tools and calculatorsExplore tools to help you plan and compare.The feedBuild smarter savings habits at every stage of life.

Spend

Chequing

Everyday Chequing
Simply-Free Chequing
Premium Chequing
Student Chequing
US Spend and Save
Compare all Chequing accounts

Credit Cards

Cash Back Mastercard
Classic Mastercard
Centra Gold Mastercard
World Mastercard
Cash Back World Elite Mastercard
US Dollar Mastercard
View all credit cards

Invest

Investing

GICs
Mutual Funds
Class A Shares
RRSPs
TFSAs
FHSAs
RESPs
View all Investing

Current Offer

Limited time offer

Earn 3.70% on a 2-year GIC

Open a GIC

ToolsExplore calculators to help plan your next move.WealthBuild your wealthExplore financial planning, portfolio management and more ways to grow your money.

Borrow

Borrowing

Mortgage
Personal Loan
Auto Loan
RRSP Loan
Line of Credit
Home Equity Line of Credit
Student Line of Credit
View all Borrowing

Current Offer

Limited time offer

Mortgage rates from 3.80% plus $1,000* in your pocket

Get pre-approved

Mortgage calculatorsCalculate what you can afford and estimate your mortgage payments.RatesSee our current mortgage rates and find the option that works.

Explore

Discover

About YNCU
Community
Our story
What's next
View our careers

Knowledge

Greenhouse Magazine
All rates
Resources
Book a speaker
Your security
Member updates
Common questions
Our Board of Directors nominations are now open

1-888-413-YNCU (9628)

Extended support hours

Mon, Tues, Thur, Fri: 9:00 AM – 8:00 PM
Wed: 9:30 AM – 8:00 PM
Sat: 9:00 AM - 2:00 PM
Sun: Closed

Contact us
Find a branch
Lost or stolen card?
Explore our Help Centre
Book an appointment

Log in

Online Banking Collabria CardWise Qtrade Investor Qtrade Guided Portfolio

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Your Neighbourhood Credit Union (YNCU) is a licensed credit union operating in, and under the laws of, the province of Ontario. Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA). This site is protected by reCAPTCHA. Google Privacy Policy and Terms of Service apply.