Legal

Trademarks and Copyrights Protected

All materials published or otherwise accessible through Your Neighbourhood Credit Union Online Banking (the "Service"), including, but not limited to, transactional and historical financial data, text, photographs, images, illustrations, audio clips, video clips, software and other materials (the "Content") are protected by intellectual property rights, including copyright, and are owned or controlled by Your Neighbourhood Credit Union Limited ("Your Neighbourhood Credit Union"), or its affiliates and subsidiaries, or by third parties who have licensed their material and/or the Content to Your Neighbourhood Credit Union. All visitors shall abide by all additional copyright notices, information and restrictions contained in any Content accessed through the Service.

The Service is protected by copyright as a collective work and/or compilation, pursuant to Canadian copyright laws, international conventions, and other intellectual property laws. Any reproduction, modification, publication, transmission, transfer, sale, distribution, performance, display or exploitation of any of the Content or Service, whether in whole or in part, without the express written permission of Your Neighbourhood Credit Union is prohibited.

Notwithstanding the above, visitors may lawfully download or copy the Content and other downloadable items displayed on the Service for personal non-commercial use only, provided that visitors maintain all copyright and other notices contained in such Content and do not modify any Content or downloadable items.

Certain names, words, titles, phrases, logos, icons, graphics or designs in the pages of this Website may constitute trade names, trademarks or service marks belonging or licensed to Your Neighbourhood Credit Union.

The trademarks referenced below are the intellectual property of the specified owner of the mark, which may be registered both in Canada and other countries. The owner of the mark may own other names, logos, marks, trademarks, domain names, texts, graphics, sounds, photos, or images referenced on the Service, which remain the exclusive property of the owner or its related companies. Nothing on this site grants any license or right to use any such marks displayed on this site without the written permission of the owner of the mark. The use of any such mark without the owner’s express written consent is strictly prohibited.

ACCULINK is a registered Trademark owned by Credit Union Central of Canada and is used under license.

CIRRUS is a registered Trademark owned by Cirrus Systems Inc. and is used under license.

CREDENTIAL and CREDENTIAL SECURITIES are registered marks owned by Aviso Wealth Inc. and are used under license.ETHICAL, ETHICAL FUNDS & Do the Right Thing Design are trademarks of Ethical Funds Inc.

HANDS AND GLOBE and Design are a Canadian certification mark owned by World Council of Credit Unions, Inc., used under license by Credit Union Central of Ontario, and is used by Your Neighbourhood Credit Union under sub-license.

ICU is a registered certification mark owned by Credit Union Central of Canada and is used under license.

INTERAC and INTERAC & Design are trademarks owned by Interac Inc. Your Neighbourhood Credit Union is an authorized user of the trademarks.

MASTERCARD is a trademark owned by Mastercard International Incorporated and is used under license.

MAXIMIZER CHEQUING Design is a registered certification mark owned by Credit Union Central of Canada and is used under license.

MEMBER CARD, MEMBER CARD and Design and CUIS are trademarks owned by Canadian Credit Union Association, and is used by Your Neighbourhood Credit Union under sub-license.

PLUS SYSTEM and PLUS & Design are trademarks owned by Visa International Service Association and are used under license.

STRICTLY BUSINESS Design is a registered certification mark owned by the Credit Union Central of Canada and is used under license.

Links to websites outside this website are meant for convenience only. No endorsement of any third-party products or services is expressed or implied by any information, material or content referred to or included on, or linked from or to this website. Your Neighbourhood Credit Union is not responsible for the quality, merchantability, and fitness for a particular purpose of products or services available on exertional or third-party websites, nor is it responsible for the accuracy, reliability, or currency of the information contained on such non-Your Neighbourhood Credit Union websites.

When you access a non-Your Neighbourhood Credit Union website, please understand that it is independent from Your Neighbourhood Credit Union, and that Your Neighbourhood Credit Union has no control over the content of that Website. In addition, and without limiting the foregoing, a link to a non-Your Neighbourhood Credit Union Website does not mean that Your Neighbourhood Credit Union endorses or accepts any responsibility for the content, or the use of such website. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses and other items of a destructive nature. In no event will Your Neighbourhood Credit Union be liable to any party for any direct, indirect, special or other consequential damages for any use of this Website, or any other hyperlinked website, including, without limitation, any lost profits, business interruption, loss of programs or other data on your information handling system or otherwise, even if we are expressly advised of the possibility of such damages.

This website (excluding linked websites) is controlled by Your Neighbourhood Credit Union from its offices within the Province of Ontario, Canada. By accessing this website, you and Your Neighbourhood Credit Union agree that all matters relating to access to, or use of, this Website shall be governed by the Province of Ontario and the laws of Canada, without regard to the conflicts of laws principals thereof. You and Your Neighbourhood Credit Union also agree and hereby submit to the exclusive personal jurisdiction and venue of the courts of the Province of Ontario with respect to such matters.

All rights not expressly granted herein are reserved.

Your Neighbourhood Credit Union does not warrant the completeness, timeliness, or accuracy of any of that data contained on this website and may make changes thereto at any time and in its sole discretion without notice. All information contained on this website and conveyed to users is hereby provided “AS IS”.

Your Neighbourhood Credit Union is not liable for direct, indirect, special, or consequential damages related to the use of this website or any linked website. This includes, without limitation, lost profits, business interruption, loss of programs, loss of data, or damage to information systems, even if Your Neighbourhood Credit Union has been advised of the possibility of such damages.

Your Neighbourhood Credit Union disclaims all warranties whether express or implied in respect of the information provided hereby, including the implied warranties for fitness for a particular purpose, merchantability, and non-infringement.