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Watch your money grow faster with a YNCU savings account

Everyone saves for something different. Whether you’re building an emergency fund, putting money aside for a big purchase, or looking for a savings account that helps your money grow, we have options for different goals and stages of life.  

  • Everyday Savings

    Best for everyday savings

    A simple savings account for you to place money that you want to keep separate, accessible, and earning a bit of interest.

    Learn more about Everyday Savings

  • Higher Interest Savings

    Best for larger balances

    Earn more on savings with interest rates that increase when you have a minimum balance of $5,000, putting more money in your pocket.

    Learn more about Higher Interest Savings

  • Emergency Savings

    Best for your rainy day fund

    A dedicated place to build a cushion for unexpected costs, with no monthly account fee and a high interest rate

    Learn more about Emergency Savings

  • Combination Savings

    Best to accelerate your savings

    As an add-on to your Savings account, earn a guaranteed special rate with more flexibility than a traditional term deposit.

    Learn more about Combination Savings

  • U.S. Spend and Save

    Best for USD banking

    An account for members who want to hold, access, and use U.S. dollars while earning interest in USD. 

    Learn more about U.S. Spend and Save

Compare YNCU savings accounts

Review interest tiers, monthly fees, and transaction limits side-by-side to find the right YNCU savings account to grow your money and reach your financial goals faster. See all fees here.

Fees and standard services
The top of a black YNCU Visa Debit card with a chip and tap technology
The top of a black YNCU Visa Debit card with a chip and tap technology
Best for
Everyday savings and flexible access
Larger balances you want to grow
Interest
At posted rate
A posted rate. Increases at $5,000
Monthly fee
$0
$0
Features
Unlimited deposits and online transfers between YNCU accounts
One free debit transaction, transfer, or withdrawal each month
Why choose it?
Keep everyday savings separate, accessible, and earning interest
Earn more on larger balances, while having access to your money.
More about SavingsMore about High Interest Savings
The top of a black YNCU Visa Debit card with a chip and tap technology
The top of a black YNCU Visa Debit card with a chip and tap technology

Best for

Everyday savings and flexible access

Larger balances you want to grow

Interest

At posted rate

A posted rate. Increases at $5,000

Monthly fee

$0

$0

Features

Unlimited deposits and online transfers between YNCU accounts

One free debit transaction, transfer, or withdrawal each month

Why choose it?

Keep everyday savings separate, accessible, and earning interest

Earn more on larger balances, while having access to your money.

More about SavingsMore about High Interest Savings

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