Rates for saving, borrowing, investing and more
Find current YNCU rates for mortgages, GICs, savings accounts, loans and more. See the latest rates in one place and get the information you need to plan your next move. Found everything you need? Join YNCU.

YNCU prime rate
4.45%
Find the rates you're looking for
Savings accounts
Learn more about Savings accountsSee current YNCU savings account rates, including available account options and the interest you can earn on your balance.
GICs
Learn more about GICsSee current YNCU GIC rates, with options for different terms and guaranteed returns to help you grow your savings with confidence.
Mortgages
Learn more about MortgagesSee current YNCU fixed and variable mortgage rates, with options for buying a home, renewing or refinancing your mortgage.
Personal loans
Learn more about Personal loansSee current YNCU personal loan rates, including fixed and variable borrowing options for the things you need to finance.
Foreign exchange
Learn more about Foreign exchangeSee current foreign exchange buy and sell rates for common currencies when you need to convert or move money.
Rates are provided for general information only and are subject to change without notice.
Interest rates are annual rates unless otherwise stated. Product terms, eligibility, minimum deposits, maximum deposits, payment frequency, fees, penalties, availability, and conditions may apply.
Mortgage and loan rates are subject to approved credit. Final rates, terms, and approval may depend on borrower qualification, product type, property details, mortgage amount, down payment, loan amount, security, and other lending criteria.
GIC and investment rates are subject to product terms and availability. Market-linked GIC returns are not guaranteed beyond any principal protection described in the applicable product terms, and actual returns may vary.
Foreign exchange rates change with market conditions. Some currencies may require advance ordering and may not be available at all branches.
Your Neighbourhood Credit Union Limited is a licensed credit union operating in, and under the laws of, the province of Ontario.