
Investing with a full-service brokerage
Some investing decisions need more than a quick search or a do-it-yourself platform. With full-service brokerage through YNCU and Aviso Wealth, you can work with an investment professional who takes the time to understand your goals, your timeline, and the bigger picture behind your money.

What is full-service brokerage?
Full-service brokerage gives you a more guided investment experience. Instead of choosing investments on your own, you work with an advisor who can review your portfolio, talk through your goals, and recommend investment options that fit your needs. It's built for people who want professional advice, a broader range of investment choices, and a real person to speak with when decisions feel important.
Is a full-service brokerage right for you?
Full-service brokerage may be a good fit when you want more than a platform, a product, or a one-time conversation. It is for people who want personal investment advice, ongoing portfolio support, and a real person to talk to when decisions matter.
You want advice before you act
You want clear guidance on stocks, bonds, mutual funds, and registered accounts, with someone who can explain your options before you decide.
Your portfolio needs another look
You already have investments, but want to know if they still fit your goals, timeline, comfort with risk, and retirement plans.
Retirement income is getting closer
You are starting to think about how your savings and investments can support your lifestyle when regular employment income begins to slow down.
You want advice that stays with you
You want someone who understands your full financial picture, checks in regularly, and helps adjust your investment plan as your life changes.
More than buying and selling investments
Full-service brokerage is about advice that looks at your whole financial picture, helping you understand your options, make informed investment decisions, and build a strategy that fits where you are now and where you want to go.
Review what you already have
Take a closer look at how your current investments are working together, where there may be gaps, and whether your portfolio still fits your goals, timeline, and comfort with risk.
Plan for retirement income
Move beyond simply saving for retirement and start building a clearer plan for how your investments may support your income needs and lifestyle when regular employment income slows down.
Use registered accounts wisely
Understand how accounts like TFSAs, RRSPs, RRIFs, and other registered options can work together within your broader investment strategy and support different goals over time.
Build a broader portfolio
Explore a wider range of investment options through Aviso Wealth, including stocks, bonds, mutual funds, and other securities that can help create a more diversified portfolio.
Access to a wider range of investments
Through Aviso Wealth, YNCU members can access a broad range of investment options. The right mix depends on your goals, timeline, comfort with risk, and how hands-on you want to be. Your advisor can walk through the options with you and explain how each one may fit into the larger plan.
Mutual funds
A managed investment option that can add diversification and professional portfolio management while helping support a range of financial goals.
Bonds
An investment option that may provide income, stability, or diversification, depending on the bond type and your broader portfolio strategy.
Stocks and securities
Access individual investment opportunities that can support growth, diversification, and a more customized approach within your broader investment strategy.
Registered accounts
Use accounts like TFSAs, RRSPs, and RRIFs to support your investment goals while considering your broader tax situation.
Financial planning
Commonly asked questions
Full-service brokerage is an advice-based investment service where you work with an investment professional who can review your goals, recommend investment options, and support your portfolio over time.
It may be a good fit if you want personal investment advice, a portfolio review, retirement planning support, or access to a wider range of investment options.
Through Aviso Wealth, investment professionals may provide access to options such as stocks, bonds, mutual funds, and other securities.
Yes. A full-service brokerage relationship can include retirement savings and income planning, including how registered accounts may fit your plan.
Yes. Portfolio reviews are part of the support available through full-service brokerage.
Yes. Full-service brokerage includes personal advice from an investment professional. Online brokerage is for self-directed investors who want to manage their own investments online.
Book an appointment with YNCU. We can connect you with the right next step based on the kind of investing support you are looking for.
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August 7, 2026 | Krystel Edwards | 19 min Read