Federal government
Federal bonds
Issued by the federal government, these bonds can offer a relatively stable source of fixed income and may help add predictability and balance to a diversified investment portfolio.
Bonds can provide the stability of regular income. Invest with guidance from an Aviso Wealth advisor or manage your own bond investments through Qtrade Direct Investing.

A bond is a fixed-income investment that lets you lend money to an issuer, such as a government, municipality, or company. In return, the issuer agrees to pay interest over a set period of time and repay the principal at maturity, based on the terms of the bond. Bonds can help add predictable income and stability to an investment plan, but their value can change before maturity if interest rates, credit quality, or market conditions shift.
Many bonds pay interest at set intervals, helping create a more predictable income stream.
Bonds have a maturity date, so you know when the issuer is expected to repay the principal.
Fixed-income investments like bonds can help support a more balanced investment mix.
Bond prices can rise or fall before maturity, especially when interest rates or market conditions change.

Best for: members who want advice before investing
Work with an advisor to review bond options, income needs, timeline, risk, and how fixed income may fit in your portfolio.

Best for: members who want to make their own investment decisions
Research and manage your own investments online, including bonds and other investment products.
Bonds can be useful when you want part of your portfolio to focus on income, balance, or lower volatility than stocks. They still carry risk, but they can play a different role than market-growth investments.
Many bonds pay interest at regular intervals, which can provide more predictable income and help support short or long-term financial goals.
Bonds can add stability to a diversified portfolio and may help offset some of the ups and downs that come with stock market investments.
Choose from bonds with different issuers, maturity dates, credit ratings, currencies, and yields to find options that better fit your goals and investment timeline.
Through Aviso Wealth, members can access different types of bonds and fixed-income investments. The right option depends on the issuer, term, yield, credit quality, currency, and how the bond fits with the rest of your portfolio.
Federal government
Issued by the federal government, these bonds can offer a relatively stable source of fixed income and may help add predictability and balance to a diversified investment portfolio.
Provincial government
Issued by provincial governments, these bonds can provide regular income and may offer a different balance of yield, term, and credit quality within a fixed-income portfolio.
Canadian corporate
Issued by companies that borrow money from investors, corporate bonds can provide income and diversification, with potential returns and risk varying by issuer, term, and credit quality.
Municipal government
Issued by municipalities, these bonds can provide fixed-income exposure and may help diversify a portfolio across different government issuers, maturity dates, and income opportunities.
U.S. market
U.S. fixed-income investments can broaden your portfolio beyond Canada while introducing additional considerations such as currency movements, market conditions, credit quality, and investment term.
U.S. corporate
Issued by U.S. companies, these bonds can provide access to additional fixed-income opportunities while adding considerations such as issuer credit quality, currency exposure, yield, and maturity.
U.S. high yield
These U.S. bonds may offer higher income potential in exchange for greater credit risk, making their role within a portfolio especially dependent on your goals and risk comfort.
A bond can provide me income?
No. Bonds are investment products. Interest payments and repayment depend on the issuer and the bond terms, and bond values can change before maturity.
Bond options may include federal, provincial, corporate, municipal, U.S. bonds, U.S. corporate bonds, and U.S. high yield bonds.
A GIC is a deposit product with a guaranteed rate for a set term. A bond is an investment product that can pay interest but may change in value before maturity.
Self-directed investors may be able to access bonds through Qtrade Direct Investing.
Depending on eligibility and product availability, bonds may be held in registered accounts such as a Tax-Free Savings Account, Registered Retirement Savings Plan, Registered Retirement Income Fund, Registered Education Savings Plan, or First Home Savings Account.
Bond values can be affected by interest rates, maturity date, issuer credit quality, market conditions, and currency.
No. Bonds and other securities are investment products and are not covered by deposit insurance.

September 17, 2026 | Scott Stelmaschuk | 7 min Read


August 7, 2026 | Krystel Edwards | 19 min Read
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