Get Wise About Your Credit Card

CardWise is the new way to manage your Collabria credit card. Easily access your card balance, make bill payments, report fraud, notify your bank about travel, block merchants, and more - either online or using the CardWise mobile app. To learn more about the features and benefits of CardWise and how to set up your CardWise account, click here.

Access your CardWise account at cardwiseonline.ca or download the CardWise app on the App Store or Google Play for easy on-the-go account management.

Limited Time Offers

0% Balance Transfer Offer

Don’t let high credit card interest rates stand in the way of your financial progress. Make the smart move with your credit and take advantage of our Balance Transfer offer.

Pay 0% interest for the first 9 months when you transfer your existing credit card balances for a one-time transfer fee of 2%. Here’s how you can benefit from our balance transfer offer:

• Debt Consolidation: If you have balances on multiple credit cards you can consolidate them onto one credit card, making it easier to manage your payments.
• Pay off Balance Faster: With a 0% interest rate, more of your payment goes to reducing the principal amount, helping you pay off your outstanding balance much faster.
• Save on Interest: Take advantage of the 0% balance transfer rate on your credit union credit card, allowing you to reduce the overall amount that you pay in interest.

This offer is available from January 1, 2024, and expires on December 31, 2024.

Click here to learn more.

 ^*A minimum transfer amount of $500 is required. You can transfer as many balances as your credit card limit allows during the promotional period if each transfer is $500 or more.

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Welcome Points Offer

Apply, Spend, and Earn Welcome Points!

Sign up for a new credit card and get up to 5,000* Welcome Points after your first purchase.

With Flex Rewards, you'll discover a large assortment of Reward Points redemption options, whether you're looking to travel, shop, or indulge in unique experiences.

This offer is available from January 1, 2024, and expires on December 31, 2024.

Click here to learn more.

*Terms and conditions apply. Click here to view which cards are eligible for this offer

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Youth Card Campaign

A good credit score and financial literacy can help you go further in life.  

Apply for a credit card now so you can start building your credit score and gain the skills you need to manage money effectively. To get you started, you will receive a $50 statement credit after your application has been approved.

This offer is available from June 17 to November 30th, 2024 to cardholders between the ages of 18* to 24 years old. 

*18, or the age of majority in your home province.

Click here to learn more.

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Cardholder Application Sweepstakes

From October 15th 2024 to December 9th 2024, sign up and get approved for a credit card to be entered for a chance to win a once in a lifetime trip to Whistler with amenities covered value at $15,000!

New cardholders for eligible cards whose applications are submitted and approved during the Sweepstakes period will be entered for a chance to win either one (1) Grand Prize, which will be a trip, or one of four (4) regional Secondary Prizes, which will be a statement credit prize

The grand prize and secondary prize winners will be selected based on random draw. The odds of winning the grand prize will depend on the total number of eligible entries received during the Sweepstakes Period.

How to Enter

Consumer cardholders will automatically be entered by applying and being approved for an eligible consumer credit card.

To enter the Sweepstakes without applying for an eligible credit card, existing cardholders have the option to send an email to marketing@collabriafinancial.com following a specific format (please see the Sweepstakes Rules for full details).

For sweepstake rules and more information click here

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2024 MCC Black Friday Holiday Spend Offer

Get rewarded even more on your holiday purchases!

Between November 29, 2024 to December 2, 2024, cardholders will be eligible to earn up to an additional 50% Bonus Flex Rewards Points of the base Reward Points for every $1 spent on eligible Merchant Categories. Bonus points will be earned on eligible retail/ecommerce purchases, up to a combined maximum of $350 in net purchases posted to the cardholder’s account during the Promotional Period.

Purchases made after the maximum amount of $350 has been reached will not be eligible for the Offer, and cardholders will only earn Flex Rewards Points at the base rate of their credit card.  

For more details on eligible cards and purchases, click here