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A card worth settling down with.

Think all cards are made equally? Think again. YNCU Mastercards offer the convenience of acceptance all over the world, along with a wide-range of benefits. 

View our full suite of Mastercards by visiting our Collabria partner site or use our product recommender to find the best card for you.

Become a New Neighbour



We make keeping an eye on your account easy using MyCardInfo.

  • View your current balance and available credit

  • Track rewards points

  • View transaction history

  • Make one-time bill payments

  • Digital payment capabilities for convenient tap and go transactions


MySelect Rewards

YNCU Mastercard rewards cards offer a variety of products and services to choose from.
Points add up quickly, and there’s no limit to the number of points you can earn.
  • Cash rewards in the form of an account credit, or, if you have a Cash Back card a deposit directly into your financial institution's Chequing or Savings account.
  • Select from over 60,000 products ranging from electronics and sporting goods to kitchen tools and more.
  • Gift cards to a variety of stores and restaurants. It’s like having a global marketplace at your fingertips.
  • Choose from worldwide flight options on more than 100 airlines. Find the perfect place to stay from more than 80,000 hotel locations. Take a cruise. Get pro and college sports tickets. Go whitewater rafting or visit a spa. Enjoy fine dining. The list of possibilities goes on and on.
  • You can redeem your Rewards points for a digital charitable donation through which supports 86,000 local and national charities across Canada. 
Learn more about MySelect Rewards.

Welcome Points Offer

Dreaming of a sunny getaway or some extra cash in your pocket? Sign up for a new card and receive up to 15,000 Welcome Points! Redeem for your choice of gift cards, travel experiences or cash rewards equivalent of up to $150 in the form of a statement credit.

This offer is only available for:

  • Consumer: Centra Gold and Travel Rewards Gold – 10,000 points OR World Mastercard or Visa Infinate – 15,000 points

  • Business: Platinum Business Mastercard or Visa Infinite Business – 15,000 points

Welcome points should be reflected in your new cardholder account within 2 statement cycles after approval and activation.

Click here for more information.


Youth Card Incentive Offer

We know that building credit is important for youth and post-secondary students. In an effort to support these individuals with building credit or obtaining their first credit card during the back-to-school season, a $75 statement credit will be rewarded to all eligible cardholders that apply between August 15 to September 30, 2022.  

Eligible accounts approved between August 15 to September 30, 2022, and activated between August 15 to October 31, 2022, are eligible for this offer. 

This offer is for youth and post-student cardholders between the ages of 18-24 who are looking to obtain their first credit card and build credit.

Click here for more information.


Enjoy peace of mind with emergency assistance anytime, anywhere. Mastercard Global Service helps you with reporting a lost or stolen card, obtaining an emergency card replacement or receiving an emergency cash advance.

For 24/7 assistance call:
Canada and US: 1-800-622-7747
International Collect: 1-636-722-7111



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