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A card worth settling down with.

Think all cards are made equally? Think again. YNCU Mastercards offer the convenience of acceptance all over the world, along with a wide-range of benefits. 

View our full suite of Mastercards by visiting our Collabria partner site or use our product recommender to find the best card for you.

Become a New Neighbour



We make keeping an eye on your account easy using MyCardInfo.

  • View your current balance and available credit

  • Track rewards points

  • View transaction history

  • Make one-time bill payments

  • Digital payment capabilities for convenient tap and go transactions


MySelect Rewards

YNCU Mastercard rewards cards offer a variety of products and services to choose from.
Points add up quickly, and there’s no limit to the number of points you can earn.
  • Cash rewards in the form of an account credit, or, if you have a Cash Back card a deposit directly into your financial institution's Chequing or Savings account.
  • Select from over 60,000 products ranging from electronics and sporting goods to kitchen tools and more.
  • Gift cards to a variety of stores and restaurants. It’s like having a global marketplace at your fingertips.
  • Choose from worldwide flight options on more than 100 airlines. Find the perfect place to stay from more than 80,000 hotel locations. Take a cruise. Get pro and college sports tickets. Go whitewater rafting or visit a spa. Enjoy fine dining. The list of possibilities goes on and on.
  • You can redeem your Rewards points for a digital charitable donation through which supports 86,000 local and national charities across Canada. 
Learn more about MySelect Rewards.

Welcome Points Offer

Dreaming of a sunny getaway or some extra cash in your pocket? Sign up for a new card and receive up to 15,000 Welcome Points! Redeem for your choice of gift cards, travel experiences or cash rewards equivalent of up to $150 in the form of a statement credit.

This offer is only available for:

  • Consumer: Centra Gold and Travel Rewards Gold – 10,000 points OR World Mastercard or Visa Infinate – 15,000 points

  • Business: Platinum Business Mastercard or Visa Infinite Business – 15,000 points

Welcome points should be reflected in your new cardholder account within 2 statement cycles after approval and activation.

Click here for more information.


Enjoy peace of mind with emergency assistance anytime, anywhere. Mastercard Global Service helps you with reporting a lost or stolen card, obtaining an emergency card replacement or receiving an emergency cash advance.

For 24/7 assistance call:
Canada and US: 1-800-622-7747
International Collect: 1-636-722-7111

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