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Mastercard®

 

A card worth settling down with.

Think all cards are made equally? Think again. YNCU Mastercards offer the convenience of acceptance all over the world, along with a wide-range of benefits. 

View our full suite of Mastercards by visiting our Collabria partner site or use our product recommender to find the best card for you.

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MyCardInfo


We make keeping an eye on your account easy using MyCardInfo.

  • View your current balance and available credit

  • Track rewards points

  • View transaction history

  • Make one-time bill payments

  • Digital payment capabilities for convenient tap and go transactions

 
 

MySelect Rewards








YNCU Mastercard rewards cards offer a variety of products and services to choose from. Points add up quickly, and there’s no limit to the number of points you can earn.
  • Cash rewards in the form of an account credit, or, if you have a Cash Back card a deposit directly into your financial institution's Chequing or Savings account.
  • Select from over 60,000 products ranging from electronics and sporting goods to kitchen tools and more.
  • Gift cards to a variety of stores and restaurants. It’s like having a global marketplace at your fingertips.
  • Choose from worldwide flight options on more than 100 airlines. Find the perfect place to stay from more than 80,000 hotel locations. Take a cruise. Get pro and college sports tickets. Go whitewater rafting or visit a spa. Enjoy fine dining. The list of possibilities goes on and on.
  • You can redeem your Rewards points for a digital charitable donation through CanadaHelps.org which supports 86,000 local and national charities across Canada. 
Learn more about MySelect Rewards.
 
 

Welcome Points Offer

Dreaming of a sunny getaway or some extra cash in your pocket? Sign up for an eligible Collabria credit card and receive up to 15,000 welcome reward points! Redeem for your choice of gift cards, travel and event experiences or cash rewards equivalent of up to $150.

Welcome offer is available on the following consumer and business Collabria credit cards:

  • Consumer: Centra Gold Mastercard and World Mastercard - 5,000 points

  • Business: No Fee Cash Back Business Visa or Visa Business Infinite – 15,000 points

Double Up on Your Rewards – Recieve  30,000 Welcome Points when you sign up!

Members who sign up for, activate and make a first purchase with a new premium card, either the  Cash Back World Elite®  Mastercard® or  Cash Back Visa Infinite* card, will receive 15,000 Welcome Points (as part of the existing Welcome Points campaign) and a 15,000 BONUS reward points for this promotion, totaling 30,000 points (equivalent to $300 cash value)!

This campaign will be available for applications submitted from  August 15, 2023, until  November 15, 2023, with a deadline to activate and make a first purchase by December 22, 2023, to receive the 30,000 points.
Applications completed before August 15, 2023, but are approved, activated, and made a purchase after August 15 will be eligible for the bonus points.
  • Upgraded and switched card accounts are not eligible. 
  • No other cards are eligible for this promotion except for the Cash Back World Elite® Mastercard® or Cash Back Visa Infinite* card.

Click here to learn more and apply for a Collabria credit card today!

 
Apply Now
 
 
 
 
 

3.9% Balance Transfer Offer

Feel good about reducing your credit card balances.  

If you have more than one credit card, a balance transfer could help consolidate what you owe, streamlining multiple monthly bills into one easy low-interest payment.   

Talk to our experts today to move your balance from any other credit card(s) to a YNCU Mastercard, and benefit from an interest rate as low as 3.9% for the first 6 months. Plus, there is no balance transfer fee! 

This offer will be available from January 1 to December 31, 2023. 

To qualify for this offer, you must carry a YNCU consumer or business Mastercard at the time of balance transfer (US Dollar card excluded).

To receive the special 3.9% rate balances must be transferred between January 1 to December 31, 2023. 

Each balance transfer must have a minimum value of $500; multiple transfers are allowed. 

Click here to learn more and apply for a Collabria credit card today!

 
Apply Now
 
 
 

Get Wise About Your Credit Card

Download the CardWise app or sign up online today. CardWise is the new way to manage your credit card. Use the app or the online platform to view your balance, make payments, report fraud, notify your bank about travel, block merchants, and more - all in one place.
 
 
 
 

Enjoy peace of mind with emergency assistance anytime, anywhere. Mastercard Global Service helps you with reporting a lost or stolen card, obtaining an emergency card replacement or receiving an emergency cash advance.

For 24/7 assistance call:
Canada and US: 1-800-622-7747
International Collect: 1-636-722-7111

 
 
 
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2023 Your Neighbourhood Credit Union Limited. All rights reserved.

Your Neighbourhood Credit Union (YNCU) is a licensed credit union operating in, and under the laws of, the province of Ontario. Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA) .

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