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Savings
High Interest Savings
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US Spend and Save
Compare all Savings Accounts

Current Offer

Bank-to-play

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Move your pay to YNCU for a chance to win $20K

Tools and calculatorsExplore tools to help you plan and compare.The feedBuild smarter savings habits at every stage of life.

Spend

Chequing

Everyday Chequing
Simply-Free Chequing
Premium Chequing
Student Chequing
US Spend and Save
Compare all Chequing accounts

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ToolsExplore calculators to help plan your next move.WealthBuild your wealthExplore financial planning, portfolio management and more ways to grow your money.

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Mortgage calculatorsCalculate what you can afford and estimate your mortgage payments.RatesSee our current mortgage rates and find the option that works.

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January 22, 2025 | Matt Lukas | 5 min Read

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Your Neighbourhood Credit Union (YNCU) is a licensed credit union operating in, and under the laws of, the province of Ontario. Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA). This site is protected by reCAPTCHA. Google Privacy Policy and Terms of Service apply.

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