welcome to the neighbourhood

We’re a straight-talking financial partner who understands the real trials and financial realities of our members' lives today. We’re the kind of partner who would rather use our profits to fuel local growth than let them leave the communities we belong to. We’re the kind of ally that kicks ‘cookie cutter’ solutions to the curb to lay out personalized solutions that actually meet your needs.
We’re all about being a good neighbour.

YNCU acknowledges the history of the traditional territory on which it operates. YNCU is headquartered on the traditional territory of the Neutral, Anishinaabeg and Haudenosaunee Peoples as well as on Robinson-Huron Treaty territory, traditional territory of the Anishnaabeg, specifically the Garden River and Batchewana First Nations, as well as Métis People. We recognize our responsibility to serve as stewards for the land and respect and honour the long standing relationships of the original caretakers who came before us.

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How You Can Save Money During The Holidays

December 6, 2021 — They call it the most wonderful time of the year for a reason! The holidays are for reconnecting with loved ones, celebrating the beauty of the season and gathering to enjoy holiday treats. However, when it comes to gift giving and other holiday-related expenses, the holidays can be a major source of financial stress for some.  Read More >


YNCU unveils community collage at Brantford branch

November 3, 2021  YNCU unveils a photo collage at its Charlotte Street branch in Brantford, showcasing the community’s rich history and deep-knit relationships over the years. Featured on the wall inside the local YNCU branch are 55 historic photos of the city over the years.  Read More >

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With the YNCU Mobile App you can:


  • Check your account balances and account activity
  • Pay bills
  • Transfer money between accounts
  • Manage scheduled payments and transfers
  • Check the latest interest rates
  • Send or receive an Interac® e-Transfer, or add a recipient
  • Find your closest branch or ATM
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