Online & Mobile Banking will be down on Sunday June 28th, 2026 from approx. 4:30am ET to 11am ET for maintenance. We apologize for any inconvenience.
Move your pay, win $20k!
Open an account and bring your payroll for a chance to win $20k plus over 300 weekly prizes worth another $10k. Already a member? Grab your direct deposit form from your branch or online banking and submit it to your employer. Once you receive your first deposit, you'll have 5 entries to win.
A great mortgage rate is just a few clicks away
At YNCU, you’ll get competitive rates, flexible mortgage options, and the ability to switch from variable to fixed later in your term if rates change¹.
Your next vehicle, made more affordable
Whether you're buying a car, truck, SUV, or EV, YNCU can help you find financing that works for your budget.
We’re a straight-talking financial partner who understands the real trials and financial realities of our members' lives today. We’re the kind of partner who would rather use our profits to fuel local growth than let them leave the communities we belong to. We’re the kind of ally that kicks ‘cookie cutter’ solutions to the curb to lay out personalized solutions that actually meet your needs. We’re all about being a good neighbour.
YNCU acknowledges the history of the traditional territory on which it operates. YNCU is headquartered on the traditional territory of the Neutral, Anishinaabeg, and Haudenosaunee Peoples as well as on Robinson-Huron Treaty territory, traditional territory of the Anishnaabeg, specifically the Garden River and Batchewana First Nations, as well as Métis People. We recognize our responsibility to serve as stewards of the land, air, and water, and respect and honour the long-standing relationships of the original caretakers who came before us. Please remember, that no matter where you are in Canada, you are on Indigenous Traditional Territory and on the treaty lands of many First Nations.
This land acknowledgment is a small act of reconciliation on behalf of YNCU to our First Nations community members. If you have any suggestions for this land acknowledgment, or for how we can better act as stewards of respect and reconciliation, please click here to use our Feedback form.
Our sincerest thanks to Bob Goulais from Nbisiing Consulting, Tammy Webster of Let’s Talk Science, and Stephen Jackson from Anishnabeg Outreach for their time and effort in providing us with this education.
We Mean Business
Whether you have a great idea or you are eyeing a major expansion, we can help your business succeed.
A Wealth of Opportunity
No matter your stage in life, managing your wealth is always important. Meet with an advisor today.
2026 Your Neighbourhood Credit Union Limited. All rights reserved.
Your Neighbourhood Credit Union (YNCU) is a licensed credit union operating in, and under the laws of, the province of Ontario. Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA) .
