Merchant Services
YNCU + Clover
YNCU has partnered with Clover to deliver all-in-one payment solutions designed to help simplify how businesses operate.

YNCU has partnered with Clover to deliver all-in-one payment solutions designed to help simplify how businesses operate.
Get best-in-class payment and point-of-sale solutions with Clover.
Meet Clover: a powerful POS system that hustles as hard as you do.
Clover simplifies the lives of small business owners with its all-in-one point-of-sale solution that's tailored to meet every business's unique merchant services need.
Accept credit and debit cards, gift cards, set up recurring billing, and send electronic invoices from anywhere.
Manage in-person and online sales seamlessly from one system. Integrate Clover with your existing website or build your own within minutes, no developer experience required.
Track timesheets, run payroll, and operate more efficiently with employee management tools.
Tailor your system with software and hardware solutions custom-built to manage every aspect of your business. Track sales and manage inventory for retail and restaurants, and enable appointments for personal services.

Preferred pricing
Next-day funding
Personalized support
If Clover can't beat your current processing fees, you will earn a $1,000 prepaid gift card.1
1Terms and Conditions apply. Merchant processing cost comparison based on all Merchant Services processing charges shown on most recent processor merchant statement, excluding third-party fees, compliance fees and equipment costs. Limit one gift card per merchant. Please allow 6–8 weeks to receive your prepaid gift card. This exclusive offer is valid to new contract merchants only. All regular Merchant Terms & Conditions apply.

2026 Your Neighbourhood Credit Union Limited. All rights reserved.
Your Neighbourhood Credit Union (YNCU) is a licensed credit union operating in, and under the laws of, the province of Ontario. Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA) .