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Business Accounts


You believe in something. We believe in you.

Simple business banking — does it even exist? With customizable account options, it's not only possible, it's the norm for YNCU members. Find the banking solution that's right for your business.


Business Chequing Accounts

Match the needs of your business to one of five business chequing accounts to save money on your day-to-day business banking.

  Business Flex Business 30 Business 60 Business 120 Business 200
Monthly Fee $5.00 $15.00 $30.00 $60.00 $100.00
Standard Transactions included 5 30 60 120 200
MMB to waive fee $5,000 $15,000 $30,000 $60,000 $100,000

All business chequing accounts are non-interest bearing.


Business Savings Accounts

Make your money work harder with a Business Savings account. There's no monthly plan fee and your account pays a higher interest rate when your monthly balance is over $5,000.


US Chequing Account

If your business requires cheques and funds readily available in U.S. dollars, consider opening a U.S. Savings Account.

This account will help you avoid converting U.S. currency to Canadian and back again, and dodge the ups and downs of U.S. currency exchange rates. The U.S. Chequing Account is non-interest bearing.


Organization Account

At YNCU, we know that bigger doesn't always mean better.

Designed for organizations that are small but mighty, this low-cost banking solution is perfect for teams, clubs, and small not-for-profit groups. 


Co-operative Benefit Account

As a proud Certified B Corporation, we are committed to using our business to benefit the greater good. We are pleased to offer the YNCU Co-operative Benefit Account to our fellow co-operative businesses and Certified B Corporations.

Perks of the Co-operative Benefit Account

Discounted Fees
We share your commitment to putting your dollars toward valuable initiatives. The Co-operative Benefit Account features discounted account fees to save you some money.

Dedicated Account Manager
We want to provide you with the best service possible to be successful. Every Co-operative Benefit Account comes with a dedicated local Account Manager to assist with your banking needs.

Financial Literacy Opportunities
We have a team of trained presenters who can provide financial literacy information and advice in the setting of your choice on a variety of topics.

For more information about the Co-operative Benefit Account, download our digital brochure.


Features and Ways to Bank

Access Anywhere Anytime

We know your time is important. That's why we designed banking solutions that are available when you are. YNCU provides you with convenient banking solutions to help you manage your money.

In-Branch Banking

You'll always receive friendly, personal, full-service banking in our branches from a team that is glad to serve you.

Deposit Anywhere

Deposit cheques anywhere from the convenience of your Smartphone.

Ding Free ATM’s

With a network of over 2,000 surcharge-free ATMs across Canada, you can access cash, make deposits, and check your balance anywhere.


Stay connected to your accounts and receive real-time email or text alerts for added security.

INTERAC® e-Transfer

Send and receive money quickly and easily.

Member Card® Debit Card

Convenient and secure cash transactions, with merchant locations all across Canada.

Mobile Banking

Check your account balances, pay bills, and transfer funds virtually anywhere at any time with your mobile phone.

Business Banking

Business Accounts*

*Standard service fees apply to transactions not listed in the menu.

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