HOW TO SAVE FOR YOUR FIRST CAR
How much should you spend on a new set of wheels? Before you start kicking tires, it’s important to set a budget, shop around, and work out the best
financing option.
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Whether you're looking to build your business for the future or reach a short-term goal, a YNCU term deposit offers the security and growth your business needs.
With competitive interest rates and a guaranteed return on your principal investment, your money will work as hard as you do.
Rate
Rate is guaranteed for the entire term, unless redeemed prior to maturity
Terms
30 to 364 days redeemable terms are available. The term does not automatically renew.
Interest
Interest is paid at maturity.
Minimum Deposit
To begin growing your money, a minimum $500 deposit is required.
Principal Guaranteed
Enjoy the security of 100% guaranteed principal protection.
Safe and Secure
The Financial Services Regulatory Authority of Ontario (FSRA) provides deposit insurance, making sure your money is protected.
Rate
Enjoy the security of a guaranteed rate.
Terms
1 to 5 year non-redeemable and redeemable terms available. The term does not automatically renew.
Interest
Interest can be paid monthly, annually, or at maturity.
Minimum Deposit
To begin growing your money, a minimum $500 deposit is required.
Principal Guaranteed
Enjoy the security of 100% guaranteed principal protection.
Safe and Secure
The Financial Services Regulatory Authority of Ontario (FSRA) provides deposit insurance, making sure your money is protected.
Redeemable term deposits offer a slightly lower rate of return than non-redeemable term deposits.
However, non-redeemable term deposits offer a higher rate of return than redeemable term deposits, making them an attractive option for advancing your savings.
Let's stretch the potential of your business.
Maintain a competitive advantage in your industry by analyzing your competitors’ strengths and weaknesses, and continually plan how you’ll stay one step ahead.
Funding your day-to-day operations requires some kind of working capital. You should understand your expenses and income to determine how much you need to stay afloat.
2019 Your Neighbourhood Credit Union Limited. All rights reserved.
Your Neighbourhood Credit Union (YNCU) is a licensed credit union operating in, and under the laws of, the province of Ontario. The Financial Services Regulatory Authority of Ontario (FSRAO) provides insurance coverage for our member's deposits.