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Business Investing

We have the expertise to grow your business.

Whether you're looking to build your business for the future or reach a short-term goal, a YNCU term deposit offers the security and growth your business needs. 

With competitive interest rates and a guaranteed return on your principal investment, your money will work as hard as you do.

 

Start investing today!

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Short Term Deposits


Build your bank balance while enjoying the security of knowing your principal is protected. A short term deposit is a great option if you know you'll have to access your money within a year. YNCU offers redeemable short term deposits.

Rate
Rate is guaranteed for the entire term, unless redeemed prior to maturity

Terms
30 to 364 days redeemable terms are available. The term does not automatically renew.

Interest
Interest is paid at maturity.

Minimum Deposit
To begin growing your money, a minimum $500 deposit is required.

Principal Guaranteed
Enjoy the security of 100% guaranteed principal protection.

 

Long Term Deposits


For intermediate and longer term business goals, you'll benefit from the security of a guaranteed rate with a YNCU long term deposit. Choose from flexible interest options with both redeemable and non-redeemable long term deposits.

Rate
Enjoy the security of a guaranteed rate.

Terms
1 to 5 year non-redeemable and redeemable terms available. The term does not automatically renew.

Interest
Interest can be paid monthly, annually, or at maturity.

Minimum Deposit
To begin growing your money, a minimum $500 deposit is required.

Principal Guaranteed
Enjoy the security of 100% guaranteed principal protection.

 

Redeemable Deposits


A redeemable term deposit offers you the flexibility to access your money at any time, should the need arise.


Redeemable term deposits offer a slightly lower rate of return than non-redeemable term deposits.

 

Non-Redeemable Deposits


A non-redeemable term deposit does not allow you to access your money prior to maturity of the term.


However, non-redeemable term deposits offer a higher rate of return than redeemable term deposits, making them an attractive option for advancing your savings. 

 
 
 
 
 
 
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2023 Your Neighbourhood Credit Union Limited. All rights reserved.

Your Neighbourhood Credit Union (YNCU) is a licensed credit union operating in, and under the laws of, the province of Ontario. Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA) .

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