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Mortgage specials

Mortgage Special

We understand that buying a home is a significant purchase, and our experts are here to make the process as smooth as possible for you.

FOR A LIMITED TIME

3 YEAR INSURED MORTGAGE AT

5.99%
 

MAKE ROOM FOR THE REAL YOU

SPEAK WITH AN ADVISOR
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Not quite what you're looking for? We have more options to choose from!

List of rates for Mortgage Specials - Conventional
Mortgage Specials - Conventional Rate
1 Year
7.54%
2 Years
7.04%
3 Years
6.84%
4 Years
6.74%
5 Years
6.44%
7 years
6.64%
List of rates for Mortgage Specials - Insured
Mortgage Specials - Insured Rate
1 Year
7.19%
2 Years
6.89%
3 Years
5.99%
4 Years
6.39%
5 Years
5.59%
 

Free Chequing Account

In order to streamline and simplify the home-buying process, we offer all of our mortgage holders our best packaged chequing account, absolutely free of charge. Over the course of a five-year mortgage term, that’s over $1000 in savings. The account includes unlimited free monthly transactions, including Interac E-Transfers and Point-of-Sale transactions. When was the last time your bank gave you something for free?

Conditions for Home Free Chequing Account††:

  • Must be a YNCU member (new or existing)

  • Must have a mortgage product with YNCU

 

*On approved credit. Terms and conditions apply. Rates are subject to change at any time without notice. Alternate terms and rates available. Contact your branch for details. 


††Terms and conditions apply. Based on Home Free Chequing Account. $1019.40 savings based on 5 year mortgage term and chequing account pricing at $16.99/month. Contact your branch for details.

 
 
 
 
 

2023 Your Neighbourhood Credit Union Limited. All rights reserved.

Your Neighbourhood Credit Union (YNCU) is a licensed credit union operating in, and under the laws of, the province of Ontario. Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA) .

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