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Becoming a Member

Ready to join the neighbourhood?

To be a member, you need to be a resident of Ontario and put a $5.00 deposit in your Membership Shares account. The $5.00 is to purchase and hold the required 5 shares ($1.00 each) to be a member in good standing. Membership entitles you to voting rights, profit-sharing dividends, and access to YNCU products and services.

 
 
 
 

THINGS TO KNOW BEFORE LIVING ON YOUR OWN

Eager to live on your own? Have plans to move out of your parents' place? At YNCU we know how exciting it is to get your own place and start your own journey. We also know that school does not always prepare you for the financial responsibility that comes with moving out.

 

 

THINGS TO KNOW BEFORE ENTERING THE HOUSING MARKET

At YNCU, we know entering the housing market is a daunting task. School does not prepare you for the financial risk you take when purchasing a home for the first time. We want to share with you some tips to help you enter the housing market, responsibly.

 

 

EMPOWER YOUR FINANCIAL FUTURE WITH A CREDIT UNION

Did you know the first credit union in Canada was nicknamed “the people’s bank”? This is because credit unions have always been centred around a cooperative model, where members are able to make decisions about their money. Credit unions were created with the specific intention to meet societal needs. They are focused on their members’ financial well-being. These financial institutions are very different from traditional banks.