Skip to content

Save
Savings Accounts
Savings
High Interest Savings
Emergency Savings
Combination Savings
US Spend and Save
Compare all Savings Accounts
Current Offer
Limited time offer
Move your pay to YNCU for a chance to win $20K
Get started
Tools and calculatorsExplore tools to help you plan and compare.The feedBuild smarter savings habits at every stage of life.
Spend
Chequing
Everyday Chequing
Simply-Free Chequing
Premium Chequing
Student Chequing
US Spend and Save
Compare all Chequing accounts
Credit Cards
Cash Back Mastercard
Classic Mastercard
Centra Gold Mastercard
World Mastercard
Cash Back World Elite Mastercard
US Dollar Mastercard
View all credit cards
Invest
Investing
GICs
Mutual Funds
Class A Shares
RRSPs
TFSAs
FHSAs
RESPs
View all Investing
Current Offer
Limited time offer
Earn 3.30% on an 18-month GIC
Open a GIC
ToolsExplore calculators to help plan your next move.WealthBuild your wealthExplore financial planning, portfolio management and more ways to grow your money.
Borrow
Borrowing
Mortgage
Personal Loan
Auto Loan
RRSP Loan
Line of Credit
Home Equity Line of Credit
Student Line of Credit
View all Borrowing
Current Offer
Limited time offer
Mortgage rates from 3.80% plus $1,000* in your pocket
Get pre-approved
Mortgage calculatorsCalculate what you can afford and estimate your mortgage payments.RatesSee our current mortgage rates and find the option that works.
Explore
Discover
About YNCU
Community
Our story
What's next
View our careers
Knowledge
Greenhouse Magazine
All rates
Resources
Book a speaker
Your security
Member updates
Common questions
1-888-413-YNCU (9628)
Support Hours
Mon, Tues, Thur, Fri: 9:00 AM – 5:00 PM
Wed: 9:30 AM – 5:00 PM
Sat: 9:00 AM - 2:00 PM
Sun: Closed
Contact us
Find a branch
Lost or stolen card?
Explore our Help Centre
Book an appointment

Log in

Online Banking Collabria CardWise Qtrade Investor Qtrade Guided Portfolio

Personal Business

What can we help you with?

Save

Savings Accounts

Savings
High Interest Savings
Emergency Savings
Combination Savings
US Spend and Save
Compare all Savings Accounts

Current Offer

Limited time offer

Move your pay to YNCU for a chance to win $20K

Get started

Tools and calculatorsExplore tools to help you plan and compare.The feedBuild smarter savings habits at every stage of life.

Spend

Chequing

Everyday Chequing
Simply-Free Chequing
Premium Chequing
Student Chequing
US Spend and Save
Compare all Chequing accounts

Credit Cards

Cash Back Mastercard
Classic Mastercard
Centra Gold Mastercard
World Mastercard
Cash Back World Elite Mastercard
US Dollar Mastercard
View all credit cards

Invest

Investing

GICs
Mutual Funds
Class A Shares
RRSPs
TFSAs
FHSAs
RESPs
View all Investing

Current Offer

Limited time offer

Earn 3.30% on an 18-month GIC

Open a GIC

ToolsExplore calculators to help plan your next move.WealthBuild your wealthExplore financial planning, portfolio management and more ways to grow your money.

Borrow

Borrowing

Mortgage
Personal Loan
Auto Loan
RRSP Loan
Line of Credit
Home Equity Line of Credit
Student Line of Credit
View all Borrowing

Current Offer

Limited time offer

Mortgage rates from 3.80% plus $1,000* in your pocket

Get pre-approved

Mortgage calculatorsCalculate what you can afford and estimate your mortgage payments.RatesSee our current mortgage rates and find the option that works.

Explore

Discover

About YNCU
Community
Our story
What's next
View our careers

Knowledge

Greenhouse Magazine
All rates
Resources
Book a speaker
Your security
Member updates
Common questions

1-888-413-YNCU (9628)

Support Hours

Mon, Tues, Thur, Fri: 9:00 AM – 5:00 PM
Wed: 9:30 AM – 5:00 PM
Sat: 9:00 AM - 2:00 PM
Sun: Closed

Contact us
Find a branch
Lost or stolen card?
Explore our Help Centre
Book an appointment

Log in

Online Banking Collabria CardWise Qtrade Investor Qtrade Guided Portfolio

Open an account

Home
Learn
Mortgage

Mortgage

No posts are available yet.

Get the latest

Get money tips, updates, plus news about events, products and offers, delivered to your inbox.

Meet YNCU

By providing your email, you are consenting to receive communications from YNCU. Visit our privacy policy for more info.

Contact us

1-888-413-YNCU (9628)Find a branch

We’re a B Corp

A global movement creating good for people and the planet.

Learn more

Download the app

Get it on Google Play

Download on the App Store

Legal

Privacy
Security
Legal
Accessibility
Unsubscribe
Market Conduct Code
AI transparency

Resources

Contact us
About
Rates
Mobile wallet
Common questions
Careers
Trust

Banking

Chequing accounts
Savings accounts
Credit cards
Borrowing
Mortgages

Investing

All investing
GICs
RRSPs
TFSAs
Ways to invest

Your Neighbourhood Credit Union (YNCU) is a licensed credit union operating in, and under the laws of, the province of Ontario. Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA). This site is protected by reCAPTCHA. Google Privacy Policy and Terms of Service apply.