Graduating from college or university is an exciting milestone, but student loan repayment can feel overwhelming when you're starting your career and managing your finances independently for the first time. The good news is that you don't need a complicated strategy. Understanding your loans, creating a realistic budget and making consistent payments can help you take control of your student debt.

Krystel Edwards | June 26, 2026

Money and wealth are shaped by more than individual choices. Access to employment, education, housing, credit, investment opportunities and other economic resources can all influence a person's ability to build financial security and pass wealth on to future generations. For racialized communities in Canada, historical and ongoing systemic barriers have contributed to differences in income, employment, homeownership, savings and wealth accumulation. Understanding these disparities is an important part of understanding financial inequality in Canada.

Scott Stelmaschuk | June 24, 2026

Buying your first car is exciting—but it can also be one of the biggest financial decisions you've made so far. It's easy to focus on the fun parts: the colour, features, technology, horsepower and that first drive home. But before you choose a vehicle, it's important to understand what you can actually afford, how you'll finance it and what ongoing costs you'll need to budget for. The right car isn't necessarily the newest, fastest or most feature-packed option. It's the vehicle that meets your needs without putting unnecessary pressure on your finances.

Krystel Edwards | June 20, 2026

Buying a home is one of the biggest financial decisions you'll make. It can be exciting, but it can also feel overwhelming — especially if you're buying your first home. The good news is that you don't have to figure everything out at once. From deciding whether you're ready to buy to setting a budget, getting mortgage pre-approval and making an offer, taking the process step by step can help you make a more informed decision.

Rana Simpson | June 18, 2026

Retirement planning isn't just about saving a certain amount of money. It's about creating a plan for how you'll support yourself, manage your income, protect your assets and achieve the lifestyle you want after you stop working. Whether retirement is decades away or just around the corner, the right time to review your plan is now. Your retirement plan may include savings and investments, employer pensions, government benefits, your home, insurance and other sources of income. Your needs will depend on your age, income, expenses, health, family circumstances and retirement goals.

Krystel Edwards | June 26, 2026

Women have made significant progress toward financial equality in Canada, but important gaps remain. Women continue to earn less than men on average, and factors such as caregiving responsibilities, career interruptions, longer life expectancy and unequal access to financial resources can affect long-term financial security. According to Statistics Canada, women earned an average of 88 cents for every dollar earned by men in 2025, based on average hourly wages. Among Canadians aged 25 to 54, women earned 89 cents for every dollar earned by men. But financial equality is about more than income. Financial confidence, knowledge and participation in money decisions also play an important role in building long-term financial well-being.

Rana Simpson | June 22, 2026

Financial scams can happen to anyone. Fraudsters may contact you by phone, email, text message or social media, and they often impersonate organizations or people you know and trust. Scams can be difficult to recognize, especially when fraudsters create a sense of urgency or use personal information to make their messages seem legitimate. The good news is that knowing what to look for can help you protect yourself.

Scott Stelmaschuk | June 20, 2026

Investing can help you grow your money over time and work toward long-term financial goals. But getting started can feel overwhelming when you're faced with unfamiliar terms, different types of accounts and countless investment options. The good news is that you don't need to be an expert to begin. Start by understanding your goals, financial situation and comfort with risk. Then choose an appropriate account and investment strategy for your needs.

Krystel Edwards | June 17, 2026

Financial scams are becoming increasingly sophisticated. Fraudsters can impersonate banks, government agencies, businesses, family members, employers and even people you know. They may contact you by phone, email, text message or social media—or direct you to a website that looks legitimate. The goal is often the same: to convince you to send money, reveal personal information, provide banking credentials or give someone access to your accounts. And scams can happen to anyone. Being targeted by fraud doesn't mean you were careless or “should have known better.” Fraudsters deliberately use urgency, fear, authority, trust and increasingly sophisticated technology to manipulate people. The best defence is awareness.

Scott Stelmaschuk | June 24, 2026

A good budget shouldn't make you feel restricted. It should help you understand where your money is going, prioritize what matters most, prepare for larger expenses and make consistent progress toward your financial goals. Whether you're creating your first budget, trying to get back on track or simply looking for a better way to manage your money, the key is to build a budget that reflects your real life—not an idealized version of it.

Krystel Edwards | June 21, 2026

Paying for post-secondary education can be challenging, but scholarships and bursaries can help reduce the amount you need to borrow. The challenge is that many scholarships are competitive. A strong application isn't simply about having excellent grades—it is about following the requirements, communicating your experiences clearly and showing why you are a strong fit for the award.

Rana Simpson | June 18, 2026

Think twice before you click, submit, pay, download or reply.

Matt Lukas | June 16, 2026