
Mortgage Special
Here at YNCU, we understand that buying a home is a significant purchase, and our experts are here to make the transition as smooth as possible for you. We will take care of everything, and ensure your home-buying process is an enjoyable one.
Current Mortgage Special Rates
Term & Product |
Rate |
5 Year High Ratio Insured |
1.79% |
4 Year High Ratio Insured |
1.99% |
5 Year Conventional |
2.25% |
4 Year Conventional |
2.15% |
Rates and terms subject to change.
Free Chequing Account
In order to streamline and simplify the home-buying process, we offer all of our mortgage holders our best packaged chequing account, absolutely free of charge. Over the course of a five-year mortgage term, that’s over $1000 in savings. The account includes unlimited free monthly transactions, including Interac E-Transfers and Point-of-Sale transactions. When was the last time your bank gave you something for free?
Conditions for Home Free Chequing Account**:
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Must be a YNCU member (new or existing)
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Must have a mortgage product with YNCU
Being a First Time Home Buyer is an exciting (and stressful) time! Our Keys to Home Buying guide is a great resource filled with all the information you need to make your home buying experience easier! Click the icon below to download!
*On approved credit. Terms and conditions apply. 1.99% rate on 4 year insured mortgages only. 1.79% rate on 5 year insured mortgages only. Rates are subject to change at any time without notice. Alternate terms and rates available. Contact your branch for details.
**Terms and conditions apply. Based on Home Free Chequing Account. $1019.40 savings based on 5 year mortgage term and chequing account pricing at $16.99/month. Contact your branch for details.