Summer is here and home buying season is upon us! Here at YNCU, we understand that buying a home is a significant purchase, and our experts are here to make the transition as smooth as possible for you. We will take care of everything, and ensure your home-buying process is an enjoyable one. With great rates and specials for First Time Home Buyers and those looking to make the switch to YNCU, it’s never been a better time to join our neighbourhood.

Current Mortgage Special Rates

Rates and terms subject to change.

1. First Time Home Buyers $500 Credit

We want to get First Time Home Buyers set up the right way, and we offer a variety of solutions to ensure this monumental purchase is taken care of. As a special limited time offer, First Time Home Buyers will receive a credit of $500 into their YNCU mortgage payment account.

Conditions for $500 Credit Offer**:

• Must be a YNCU member (new or existing)

• Eligible on 4 and 5 year mortgage terms only

• Mortgage payment must be coming from a YNCU account

• Payroll deposit and one pre-authorized bill payment must be coming from a YNCU account

• 1 pre-authorized savings account required

2. $500 Mortgage Switch Program

Have you thought about moving your mortgage over to YNCU but didn’t want to deal with the hassle and switch fees charged by your bank or financial institution? YNCU is now offering you the opportunity to make the switch – and we will take care of all the work and up to $500 in switch fees!

Conditions for $500 Switch Fees Offer+:

• Must be a YNCU member (new or existing)

• Must bring over a new-to-YNCU mortgage with another financial institution

• Terms and conditions apply and include approved credit other factors

3. Free Chequing Account

In order to streamline and simplify the home-buying process, we offer all of our mortgage holders our best packaged chequing account, absolutely free of charge. Over the course of a five-year mortgage term, that’s over $1000 in savings. The account includes unlimited free monthly transactions, including Interac E-Transfers and Point-of-Sale transactions. When was the last time your bank gave you something for free?

Conditions for Home Free Chequing Account++:

• Must be a YNCU member (new or existing)

• Must have a mortgage product with YNCU

Book an Appointment Today!