Mortgage Special

Here at YNCU, we understand that buying a home is a significant purchase, and our experts are here to make the process as smooth as possible for you. We will take care of everything, and ensure your home-buying experience is an enjoyable one.

Mortgage Rate Specials

Term & Product	Rate
5 Year High Ratio Insured	3.99%*
5 Year Conventional	4.35%*

Rates and terms subject to change.

Free Chequing Account

In order to streamline and simplify the home-buying process, we offer all of our mortgage holders our best packaged chequing account, absolutely free of charge. Over the course of a five-year mortgage term, that’s over $1000 in savings. The account includes unlimited free monthly transactions, including Interac E-Transfers and Point-of-Sale transactions. When was the last time your bank gave you something for free?

Conditions for Home Free Chequing Account††:

Must be a YNCU member (new or existing)
Must have a mortgage product with YNCU

Being a First Time Home Buyer is an exciting (and stressful) time! Our Keys to Home Buying guide is a great resource filled with all the information you need to make your home buying experience easier! Click the icon below to download!

*Terms and conditions apply. On approved credit. Rates are subject to change at any time without notice. Alternate terms and rates available. Contact your branch for details.

††Terms and conditions apply. Based on Home Free Chequing Account. $1019.40 savings based on 5 year mortgage term and chequing account pricing at $16.99/month. Contact your branch for details.