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Google Pay

Google Pay™ is the fast, simple way to pay in millions of places — online, in stores, and more. It brings together everything you need at checkout and protects your payment info with multiple layers of security. Plus, you can manage your account wherever you want – on the web or in the app.

Benefits of paying with your mobile device

Faster and easier than using cards or cash. Just grab your phone and go.
    Accepted anywhere you see the Interac Flash® or contactless payment symbol.
    Sophisticated security measures ensure your card details are never stored on your device, so your personal information stays private.


Before you get started...

    1. Make sure your YNCU debit card is activated. If you recently received a new debit card in the mail, you can activate your card by making a purchase that uses your existing PIN or checking your balance at any ATM. 

    2. Check that we have your current cell phone number and email on file. You can update your information through online banking or by contacting our Service Excellence Centre at 1-888-413-YNCU.

    3. Ensure your device has the most up-to-date software.


How to set up Google Pay


  1. Download Google Wallet from the Google Play Store if it is not already on your device.

  2. Open the Google Wallet app.

  3. Tap the + sign.

  4. Follow the prompts to add your YNCU debit card.


  1. Open Google Wallet on the watch.

  2. Tap the + sign to choose your YNCU debit card from your smartphone.

  3. Follow the prompts to complete setup.

How to pay with Google Pay


  1. Unlock your phone.

  2. Hold your phone over the terminal until you see a blue check mark on the screen.


  1. On your watch, open the Google Wallet app.

  2. Hold your watch over the contactless payment terminal until you hear a sound or feel a vibrataion from your watch.

When paying within apps look for the Buy with Google Pay or the Google Pay logo button at checkout.
Mobile wallet feature for Collabria Mastercards is limited to Apple Pay only and cannot be used with Google Pay or Samsung Pay.
Google, Google Wallet, and Google Pay are trademarks of Google LLC.